A little work will go along way on this one. Great home in a newer community in Elizabeth City. Home has an open living area downstairs with large open kitchen and great room with fireplace. Large master suite with huge walk-in closet, large bathroom with jacuzzi tub and separate shower.
The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.
1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.
2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.
As you begin the process to find your next home checking these items off your list will provide you with a more successful home buying experience. Our team is here to help you! Let us know the area and/or neighborhood you are looking to live along with your top needs our team of professionals will assist with finding your next home.
Selling your home is a big endeavor that should include working with an expert, a real estate professional. To compensate the agent for their time and expertise a portion of the money you receive upon the home sale will be used to compensate the real estate agent. Commissions are scary and can be difficult to justify when selling your home. Along with helping you stay objective an agent guides you through the selling process. Here’s a list of reason why you should use a real estate agent to sell your home.
1. Real Estate Agents Possess Overall Market Knowledge:
As you begin the process of selling your home you want to have an expert that can guide you through the process. A real estate agent has access to a variety of data about recent home sales in your neighborhood, which will allow you to price your home accordingly. Along with this agents can access your local MLS. Your home will be included in the MLS, so agents helping home buyers can be shown the various details.
2. Real Estate Agents Are Trained in the Many Legalities of Selling a Home
Selling your home is one of the largest transactions you’ll make, so make sure you don’t miss a step in the process. During the selling process there is tons of paperwork that needs to be completed. A real estate professional ensures selling your home will go smoothly and will also be able to alert you should problems arise in which you need to consult with a lawyer.
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