The name “EXIT” is branding genius. Millions and millions of EXIT signs across North America point to the way. You see EXIT everywhere you go. Think about it…
• EXIT is the most advertised name in the world.
• EXIT signs are always strategically located.
• EXIT signs must be illuminated by law.
• EXIT signs are paid for with other people’s money!
• The word EXIT suggests “safe passage”.
• The Seller is making an “EXIT”.
• Everyone is looking for an EXIT strategy!
• EXIT has a tremendous subliminal effect.
• EXIT is memorable with four letters and two syllables – the real purpose of advertising.
EXIT is illuminated above every corporate door in North America!
The HomeTown Program provides financial assistance to qualified households who wish to purchase a home within Portsmouth City limits and who, without this assistance, could not do so. This program brings together the resources of the City of Portsmouth and Citizens Bank, N.A. to help eligible families overcome the financial barriers to homeownership. The program is administered by the Portsmouth Community Development Department.
At the time an applicant submits an application to Citizens Bank, N.A., the applicant, if eligible, will be invited to submit a HomeTown Application and Agreement. Community Development staff will review the applicant’s Application with a Citizens Bank, N.A. loan officer to determine whether you the applicant is eligible for participation in the HomeTown Program.
The level of HomeTown program assistance available to you is determined after first mortgage financing is pre-approved. A pre-approval letter will be issued by Citizens Bank, N.A. outlining the mortgage program for which you have been approved, the mortgage amount for which you qualify, your potential monthly repayment obligation and the amount of HomeTown financial assistance to be provided. Below is a description of the HomeTown financial assistance that may be offered.
• First mortgage financing is available at a fixed interest rate for a 30-year term through a Citizens Bank, N.A. Mortgage Program. The Citizens Bank, N.A. loan officer will help you determine which first mortgage financing option best suits your situation.
• Down payment assistance is available through HomeTown in the form of a deferred loan at 0% interest secured by a second mortgage on the home purchased.
• Additional down payment assistance, if necessary, is available in the form of a “sleeper” 3rd mortgage loan at 0% interest through HomeTown. This loan is due upon sale of the property. The amount of assistance offered to you is based on your income and assets. The chart on the following page identifies the maximum amount of assistance available to households in different income brackets. The HomeTown Program reserves the right to adjust the income guidelines and other eligibility requirements as warranted.
A HomeTown staff person will contact all individuals and families who purchased homes through the HomeTown Program within six months of their closing date. The goal of this effort will be to help you, as a new homeowner, address financial or home maintenance issues that may have arisen since your home purchase.
Inquire about this program by calling 757-466-1009
Sara Vaughn is a full time REALTOR who has been making her clients dreams a reality for over 12 years. Sara Vaughn’s extensive knowledge and experience in helping Buyers, Sellers and Investors provide her with a unique view of the real estate market and trends that she is able to share with her clients to help them make the best decision for their needs and desires. A long time resident of Norfolk, Virginia, Sara Vaughn sells residential properties in Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Ha
mpton and Newport News (Hampton Roads area). Sara Vaughn also has a great understanding of the unique Real Estate needs of the Military. She previously Served the Military as a Civil Service Employee for over 15 years. Her husband served 16 years in the Navy and currently works as a Government Contractor. Sara cares about her community by being an active member of the Roosevelt area Civic League. Sara Vaughn is a warm and caring person who always has the best interest of others at heart, be it her family, her clients, or any person in need. As an agent who’s an expert in this local area, Sara Vaughn brings a wealth of knowledge and expertise about buying and selling real estate in the Hampton Roads. It’s not the same everywhere, so you need someone you can trust for up-to-date information. I am eager to serve you. Here are some of the things I can do for you: Find Your Next Home You need someone who knows this area inside and out! I can work with you to find the right home at the right price for you, including all the neighborhood amenities that matter – not to mention the essential criteria you have for your ideal home Sell a Home When it’s time to move, you need someone who will advertise your home, show to prospective buyers, negotiate the purchase contract, arrange financing, oversee the inspections, handle all necessary paperwork and supervise the closing. I can take care of everything you need, from start to close. Consult on Home Selling Tactics Often times buyers don’t visualize living in your home the way you do. I can make your home attractive to its ideal audience – which can help you get top dollar. Things like staging the home, making repairs or minor improvements, or even simply painting the walls can be the difference between a home resting on the market and one that’s sold fast. Sara Vaughn is here to help you throughout this wonderful Journey!
Look no further. Here’s the right home in the sought after colony pine neighborhood. Your new 3 bedrooms & 2.5 bath lovely home awaits your arrival. This spacious home can be enjoyed from every inch of this home. Starting from the front door to the large deck to the fenced backyard. Eat-in kitchen with nice size den area & living room for the family & guest enjoyment & entertainment. Upstairs offers 3 bedrooms with a hall bath and large linen closet as well as a large master bedroom suite. New designer shingle roofing, less than 1 year old. Easy access to i64 & many shopping areas, malls and various entertainment opportunities. This one won’t last long. Don’t let this be the one that got away!
Check out this beautiful rehabbed colonial style house 3 bedrooms, 2.5 baths,Spacious bedrooms with large bathrooms. Wrap around porch is a nice feature on a corner lot. Windows allows plenty of light in the house with a decorative fireplace. Spacious kitchen with granite tops, plenty of cabinet space. Walk out the back door onto a nice deck, private driveway. Centrally located to interstates, bases and shopping. A must see!!!!
Welcome to the Bennetts Creek Landing community! What a gorgeous place to call home! Hardwood Floors downstairs throughout and new in family room, half bath, hallway and kitchen. Kitchen remodel with granite countertops, new sink and faucet and all new appliances last summer, new hot water tank and garage door last year. Close to I-664, close to the James River Bridge. Don’t let this one get away!
This charming home will have you ready to move in no time! Lovely neighborhood, quick access to Town Center and highways. You will love the custom brick in the kitchen adding lots of personality. Additional structure out back currently set up as a home gym, you are sure to enjoy! Beautiful built in shelving for additional decor. This 4 bedroom home won’t last long, be sure to call today to view!
Great Cape Cod style home that was completely renovated in the past 5 years. Located on a double lot with lots of room to spread out. All appliances convey in your updated kitchen with granite countertops. Ceramic and wood floors throughout help with easy maintenance. 2 bedrooms and a bath downstairs and 2 bedrooms with bath upstairs. Eat-in/Dining area off kitchen and large utility room. Very close to TCC and Golf Course, lots of new construction nearby. Set your private showing today.
Spacious ranch located on a corner lot close to the beach! Enjoy your day at the beach & come home to relax in your private, in-ground saltwater pool. Hardwood floors throughout, separate den & sunroom. Living room, dining area open to the kitchen. Scoop this one up so you can enjoy the rest of the summer by the pool!