Category Archives: realestate

Your Checklist Before You Buy Your Next Home

hands, Pen and checklist featuring the words"Home Buying Checklist"
Home Buying Checklist

The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.

1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.

2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.

As you begin the process to find your next home checking these items off your list will provide you with a more successful home buying experience. Our team is here to help you! Let us know the area and/or neighborhood you are looking to live along with your top needs our team of professionals will assist with finding your next home.

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Meet Jeanette Justice, REALTOR

Jeanette is a full time REALTOR who has been has been in the real estate industry for approximately four years. She has worked with and learned from some of the industry’s top agents and coaches to enhance her understanding of the market and all aspects of real estate.

            Jeanette was born and raised in Norfolk, Virginia.   As a lifelong resident of Hampton Roads, she provides a unique view of the local real estate market as well as market trends. She is able to share with her clients the information needed to help them make the best-informed decision for their needs and desires. 

            Jeanette has a strong desire to help first time home buyers obtain their first home. Having grown up in an impoverished community, she has witnessed numerous neighbors, friends and acquaintances live their entire lives feeling as though they are stuck renting to landlords who don’t care about the neighborhoods in which they own property.  Her desire is to give back to the community she loves by helping individuals obtain homes in which they didn’t feel they could obtain. 

            Jeanette earned a bachelor’s degree from Norfolk State University that provided the solid background on which her career has been built.  Her work ethic did not start in the real estate industry but followed her from her past career: she was awarded Vascular Technologist of the year during her time with Sentara Vascular Specialist in Hampton, Virginia.

            Jeanette is a member in good standing of the Local Association of REALTORS, State Association of REALTORS and the National Association of REALTORS.  Jeanette feels that being a REALTOR is about more than joining professional associations, she believes REALTORS should be involved in the communities where they work and live.  Jeanette has served in her local civic league in many capacities.

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Exit Realty Central

            Jeanette’s hobbies include Scuba Diving, Swimming, and Gardening. Her Garden preparations are underway.

            Whether buying or selling, be it your first home, your last home, or building your investment portfolio, Jeanette has the knowledge and the experience to deliver the unsurpassed service you desire.

3 Rules You Should Remember When Shopping For A Mortgage

Man and woman holding papers shopping for a mortgage in Coastal Virginia Mortgage Shopping in Coastal Virginia

If you’re in the market for a new home, you’re probably in the market for a new mortgage. Here are 3 critical shopping tips for anyone looking for a new loan.

  • Know the Terms
    All the terms of a loan matter. Unfortunately, shopping for a mortgage is not as simple as finding out how much a lender will let you borrow and at what interest rate. You’ll want to get a complete breakdown of what any offer your receive means to you on a monthly basis as well as how much money you’ll be spending over the life of the loan.
  • Not all Mortgages are the same
    There are several mortgage types available to residential home buyers. Most people will shop for a traditional fixed rate mortgage, but other options are available including adjustable rate loans (ARMs), Federal Housing Administration loans (FHAs), and Veteran’s Administration loans. You’ll want to be sure to understand what kind of loan a lender is offering you.
  • Fees, Fees, Fees
    Most loans have fees associated with them in additional to the principal amount borrowed to buy the home. You can sometimes borrow the money need to cover these fees, but that will obviously increase the overall amount of debt you undertake. Some fees are paid up front, and others are not due until closing.

If you’d like to chat with personally about how to shop for a mortgage and what other questions you can ask lenders to find the best deal, call us! We’ll get you started on the right path so we can start looking for your new home!

EXIT REALTY CENTRAL
(757)466-1009

Meet Traci Georges, REALTOR®

Traci Georges portrait
Meet Traci Georges, REALTOR®

Multi-talented, multi-faceted, and creative are all words that accurately describe Traci K. Georges. She is licensed Virginia REALTOR® and agent at EXIT Realty Central in the beautiful city of Norfolk, VA.

A native of the Hampton Roads area and a resident of Chesapeake for most of her life, Traci is an enthusiastic member and leader in her local area. As a strong voice in her community, she helps to lead many of the creative, administrative, and organizational aspects of community service projects along with demonstrating her true heart for empowering people in every area of their lives. She also enjoys singing, and motivational speaking.

She initiated her higher education at Oral Roberts University majoring in Music Education. She received her Bachelor’s of Science in Entrepreneurial Studies from Norfolk State University and later furthered her career in business administration and sales.

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EXIT Realty Central

Traci’s real estate goal is to show clients the best that Hampton Roads has to offer. When choosing Traci as your agent, you will have access to her full service firm, honesty, expertise, integrity and professionalism.

Traci is passionate about the needs and goals of her clients and she desires to bring peace of mind to buyers and sellers wanting to obtain a piece of the American dream – home ownership.

Call Traci to get started at 757-749-2953!

1310 Elder Avenue, Chesapeake, VA 23325

More Details about 1310 Elder Avenue, Chesapeake, VA 23325

Delightfully renovated rancher in the desirable Norfolk Highlands neighborhood. This home is turn key and boasts a brand new kitchen with new tile floors, gleaming granite counters, new cabinets and stainless steel appliances. Other upgrades include a new roof, HVAC, upgraded windows, flooring, fresh paint and a brand new bathroom. After viewing this home, check out the one next door as it was also renovated by the same seller. Great opportunity to buy both and finally have friends or family next door! Photo is digitally staged.

See Other Houses In This Area! Or Call 757-466-1009!

21 Channel LN, Hampton, VA 23664

Property Details for 21 Channel LN, Hampton, VA 23664

Seeking For The Perfect Dream Home? Look No Further! In the Salt Pond Gated Community, Enjoy The Luxurious Comforts Of A Well Kept & Recent Remodeled 4 Story Home In Walking Distance Of The Beach. The Mesmerizing Sunrises & Sunsets Are A Few Of This Beach Home’s Pleasures, Along With Early Morning Walks On The Beach, Late Evening Swims & All Day Fishing. From Either Balcony, Deck, Patio Or Master Bedroom Window, Adore The Amazing View Of The Spectacular Bay From the Back Or The Marina Scenery from the Front Any Time, Any Day. Home Is Newly Remodeled, New Shower in Master Bedroom. Including Fairly New HVAC System, Rinnai Tankless Hot Water System, Trex Decking & PVC Rails on All 3 Levels. Commercial Grade Laminate Flooring on Main Level Floors. Hardwood Floors Throughout, 2 Gas Fireplaces. Dual Zone Gas Heat/AC, Hardie Plank Siding & Shingles, Plasma Fireplace in Living Room. Your family and friends would love entertaining on 3 levels of balcony, deck and patios or the Sunroom with fireplace viewing the ocean. Enjoy Sunrises & Sunsets, Walks To The Beach, Swimming, fishing & Sailing. This gorgeous Home Offers So Many Delights to An Enjoyable & Relaxing Life Style.

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Why Did We Pick The Name EXIT?

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Exit Realty: What’s In Our Name?

The name “EXIT” is branding genius. Millions and millions of EXIT signs across North America point to the way.
You see EXIT everywhere you go. Think about it…

• EXIT is the most advertised name in the world.
• EXIT signs are always strategically located.
• EXIT signs must be illuminated by law.
• EXIT signs are paid for with other people’s money!
• The word EXIT suggests “safe passage”.
• The Seller is making an “EXIT”.
• Everyone is looking for an EXIT strategy!
• EXIT has a tremendous subliminal effect.
• EXIT is memorable with four letters and two syllables – the real purpose of advertising.

EXIT is illuminated above every corporate door in North America!

Curious? Call 757-466-1009 and let’s talk!

9301 Sturgis St, Norfolk VA , 23503

More Information!

Property Details for 9301 Sturgis ST, Norfolk, VA 23503

This Gorgeous 4 bedroom 3 bath Newly Renovated Home is just Right to Enhance Your Life Style and Give You a Home to Be Proud of. Spacious Living Room looking unto the Kitchen with Breakfast Bar and New Granite Countertops and Stainless Package. Large Family Room with Fireplace which leads onto a Huge Deck and Fenced Back Yard which is perfect for your Family and Guest Enjoyment. And There’s More! A Large Room over the Workshop with Full Bath and Kitchen Area that can be used as a Man Cave, Mother-In-Law Suite. Teen Hangout or just your quite place. Don’t miss out on this opportunity to live nearby the beach. Get it before it’s gone. Close to Bayview Elementary.

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Want to see it? Call 757-466-1009!

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