Category Archives: realestate

Meet Daniel Boyters, Realtor®

Portrait of Daniel Boyters, Realtor®
Meet Daniel Boyters, Realtor®

Let me be on your side!! As a real estate agent and Class-A Contractor, I literally know this area and these homes inside and out. As your agent, I will always look out for your best interest and I will not rest until you’ve found the perfect home or perfect buyer. As a contractor, I’ve spent years assessing the condition of homes for sale in our area, and I will be on your side when it comes to dealing with condition issues, Inspectors and Contractors.

Find Your Next Home
I was born in Hampton Roads and have lived here all my life , so needless to say, I know the area! I will listen to you and your needs and weed through as many properties as it takes to find your next home. I will climb on roofs and crawl under houses and through attics to uncover the dirty little secrets these houses are hiding so you won’t waste your time putting in an offer on a house that’s ready to fall down. Don’t let someone buy your dream home while you’re bidding on a money pit.

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EXIT Realty Central

Selling a Home
When selling your home, I will bring all of my experience in preparing homes for sale to make sure your house is appealing to perspective buyers. When I find a buyer for you, I will be by your side through the entire process including dealing with offers, counteroffers, home inspectors, contractors and whatever comes our way. Selling your home can be an emotional and stressful experience but I will be there every step of the way and make your concerns into my concerns.

We will make a great team, so lets get started making your dreams come true!!

Office Phone: 757-466-1009
Cell Phone: 757-374-8700

The Red Mill Neighborhood

Front of Nimmo Church
Nimmo Church

Red Mill is a very sought-after area in Virginia Beach! It has a very Virginia Beach feel to it. On the East end is the Lagomar neighborhood and the Back Bay Wildlife Refuge. North is Dam Neck Estates, Pine Meadows and Dam Neck Road. On the West is the Strawbridge neighborhood, Mathews Green and Strawbridge Marketplace. South is Heritage Park and Hell’s Point Golf Club. Access to Interstate 264 is way up North via General Booth Blvd to Oceana Blvd or straight up London Bridge Rd. The Virginia Beach Oceanfront is minutes away, up General Booth Blvd! The Pungo neighborhood is close, and Sandbridge is a tourist beach not far away.You’re in luck if you like parks! All of Virginia Beach is park heavy! Including the area around Red Mill. Red Mill Farms Park is a huge park with 2 baseball diamonds on Sandbridge Rd. Nimmo Church is a beautiful old church that serves as a landmark for the locals. ClickSeeButton.pngThe Nimmo Meeting House for the church was built in 1791 which later became the sanctuary. The Strawbridge Neighborhood Park and the Ocean Lakes East Neighborhood Park both have great playgrounds for children to play! Ocean Lakes North Park is essentially a field. Culver Park has a nice playground and tennis courts!

There is tons of shopping, dining and entertainment in the area! Get your groceries at Food Lion, Walmart, Target, Farm Fresh or Harris Teeter. There is a nice mix of common and uncommon dining options. Check out Chipotle’s, Tropical Smoothie Cafe, Firehouse Subs, Chili’s, Schlotzsky’s, Outback Steakhouse, McDonald’s and Panera Bread. But you could also look into these more unique restaurants: Primo Pizzaria, Lago Mar Pizza, Hip Hops Grill, Chowboy Republic, Rigoletto Italian Bakery and Cafe, Masola Bites, Boardwok and Volcano Sushi Bar! Don’t forget all the Starbucks on every block. other businesses include CVS, OfficeMax, HomeGoods, Michaels, T.J. Maxx, Home Depot, Coastal Edge, Dollar Tree and Regal Cinemas Strawbridge. Nightlife includes many of the restaurants and also includes A.J. Gators, Kelly’s Tavern, FIREBREW Bar & Grill, and Whiskey Kitchen!

Interested in health spots? You are in luck! There is 9Round Fitness, Fitness Together, Anytime Fitness, Orangetheory Fitness, iNLeT Fitness South, Princess Anne Recreation Center, Changing Lives Martial Arts Red Mill Walk, Natural Balance Spa & Yoga, Bayside Yoga Barre, Get In Shape For Women, GNC, Fat Frogs Bike & Fitness and Natural Balance Spa & Yoga!


You get the idea! There is a large amount of every kind of store here. This doesn’t detract from how calm and pleasant the neighborhoods are here.

I would love to show you more about Red Mill! I can get you in to see any of the homes for sale here. I can call the listing agent and schedule a showing for you. And I can help you negotiate your price and terms! If you would like more information, please fill out the form on the right and let’s get started!


HomeTown: Portsmouth’s First Time Homebuyer Program


The HomeTown Program provides financial assistance to qualified households who wish to purchase a home within Portsmouth City limits and who, without this assistance, could not do so. This program brings together the resources of the City of Portsmouth and Citizens Bank, N.A. to help eligible families overcome the financial barriers to homeownership. The program is administered by the Portsmouth Community Development Department.

At the time an applicant submits an application to Citizens Bank, N.A., the applicant, if eligible, will be invited to submit a HomeTown Application and Agreement. Community Development staff will review the applicant’s Application with a Citizens Bank, N.A. loan officer to determine whether you the applicant is eligible for participation in the HomeTown Program.

The level of HomeTown program assistance available to you is determined after first mortgage financing is pre-approved. A pre-approval letter will be issued by Citizens Bank, N.A. outlining the mortgage program for which you have been approved, the mortgage amount for which you qualify, your potential monthly repayment obligation and the amount of HomeTown financial assistance to be provided. Below is a description of the HomeTown financial assistance that may be offered.

• First mortgage financing is available at a fixed interest rate for a 30-year term through a Citizens Bank, N.A. Mortgage Program. The Citizens Bank, N.A. loan officer will help you determine which first mortgage financing option best suits your situation.

• Down payment assistance is available through HomeTown in the form of a deferred loan at 0% interest secured by a second mortgage on the home purchased.

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Exit Realty Central

• Additional down payment assistance, if necessary, is available in the form of a “sleeper” 3rd mortgage loan at 0% interest through HomeTown. This loan is due upon sale of the property. The amount of assistance offered to you is based on your income and assets. The chart on the following page identifies the maximum amount of assistance available to households in different income brackets. The HomeTown Program reserves the right to adjust the income guidelines and other eligibility requirements as warranted.

A HomeTown staff person will contact all individuals and families who purchased homes through the HomeTown Program within six months of their closing date. The goal of this effort will be to help you, as a new homeowner, address financial or home maintenance issues that may have arisen since your home purchase.

Inquire about this program by calling 757-466-1009

Meet Timothy Churchwell, Commercial Realtor®, CCIM

Portrait of Timothy Churchwell
Meet Timothy Churchwell, Commercial Realtor®, CCIM

Exit Realty

Exit Realty is one of the largest real estate companies in North America with thousands of independently owned and operated offices in Canada and the United States.  The company’s leaders have been recognized internationally as pioneers and strategic thinkers both within the real estate industry and in business.

Commercial And Special Markets Alliance

Exit Commercial and Special Markets Alliance is a group of commercial agents across multiple Exit Realty franchises who have standardized professionalism and training in commercial real estate.  The Alliance utilizes a collaborative, consultative approach with our clients.  We believe in working closely with our clients, forming long term, mutually beneficial relationships.  We cross train our agents to identify the needs and opportunities for our clients and team with appropriate specialists to meet those needs and opportunities.

Services offered by Commercial and Special Markets include:

Property Acquisitions and Dispositions

Investment Analysis

Property Valuations

Site Feasibility Analysis

Portfolio Analysis (Examining the risk and return of different properties within a real estate portfolio)

Tenant and Landlord Representation

Market Demographic Research and Forecasting

In conducting the above services, we often assist our clients with vendor relationship and management, financing, development, and facilities management, including property management.

Timothy Churchwell

Tim Churchwell received his BSBA in finance from East Carolina University and his CRPS from the College of Financial Planning.  He later earned his CCIM (Certified Commercial Investment Member), arguably the highest designation in real estate and has sat on the Executive Board for the Mid Atlantic chapter of CCIM.  He is the founder and managing director of the Commercial and Special Markets Alliance.  He has taught and consulted nationally on commercial real estate and guest lectured at Regent Law on commercial real estate.  During his career, he has earned numerous local and international awards.

Prior to entering real estate, Tim was a licensed New York Stock Exchange branch manager and was the founder and the managing director of The Cornerstone Advisory Group, a holistic financial planning division for a New York Stock Exchange firm.

Exit Realty Central LogoHe has sat on the board of directors for several organizations, including a federal credit union, an automobile buyer agency firm, and the Jefferson Davis Enterprise Zone and Business Incubator. He has consulted to organizations such as an international medical supply company, school district, financial services firms, real estate companies, and printing companies.

He is devoted to his family and community.  Some of his community involvements include Charter Member of the Huguenot Trail Rotary Club, board of Chesterfield CASA (Court Appointed Special Advocates), and President of the Smithfield Rotary Club.  When not working, he can often be found doing community activities with his children or hiking, boating, and traveling.

The Ocean View Neighborhood

Homes On E. Ocean View Ave From the street
Homes On E. Ocean View Ave
Ocean View Beach
Ocean View Beach

Ocean View is huge! You have a wide variety of fantastic areas to choose from! This is Norfolk’s Oceanfront! (It is really Chesapeake Bay front) North of the neighborhood is water! Lots of properties here have stunning views of the bay! To the West is Willoughby and Willoughby Bay. To the East is East Beach and Little Creek. And by Little Creek, we mean, Little Creek Channel and Joint Expeditionary Base Little Creek-Fort Story, otherwise known as Little Creek with the locals. South of Ocean View, you will find other residential neighborhoods like Colonial Heights, Hewitt Farms and Camellia Gardens. Access to Interstate 64 is going to be provided from Granby Street or on West Ocean View Ave at 15th View. and 4th View. There is a very handy 7-Eleven right there on 4th View and Ocean View Ave that sells gas, but you’ll be paying a premium for gas there. It’s definitely not a discount gas station. With quick access to Interstate 64, you can get to Old Dominion University, Naval Station Norfolk, Hampton University and Fort Monroe in a few minutes.

Button with Click here to see homes in this neighborhoodIt’s the beach life here! 2 legendary spots are the highlights of the entertainment. Greenies is a great weekend hangout! They have great food offerings including burgers and subs. They, of course, have a variety of spirits and libations. And if scenery is your bag, their back deck features a wonderful view of the Atlantic Ocean waterfront. The other spot is the Ocean View Fishing Pier and Restaurant. You can rent a fishing pole and buy some worms and catch yourself some fish. You can also get some pretty decent dinner here! They obviously feature lots of premium seafood and they have a couple of non-seafood options as well.  The East side of Ocean View features a couple of popular nightlife hotspots, including Mac’s Place on the Bay, AJ Gators Sports Bar and Grill, Mona Lisa’s Pizza and Sandfiddler Cafe. Jesse’s Taqueria is a highly rated Mexican restaurant. Convenience stores line E. Ocean View Blvd from East to West. And be sure to check out Shipwreck Sally’s and Beach Pub Lounge Pizza. Fast food and shopping is abundant at 1st View and the Blvd.

Map of Ocean View Neighborhood
Map of Ocean View Neighborhood

I would love to show you more about Ocean View! I can get you in to see any of the homes for sale here. I can call the listing agent and schedule a showing for you. And I can help you negotiate your price and terms! If you would like more information, please fill out the form on the right and let’s get started!

Meet Phyllis Willoughby, Realtor®

Portrait of Phyllis Willoughby
Meet Phyllis Willoughby, Realtor®

Thank you for visiting my site. I am privileged to have worked with many families both in my local market area and from around the world.  I am educated in real estate, specializing in diverse cultures and countries.  My experience has helped me satisfy the needs and goals of clients and customers around the world. 

I will provide a one-of-a-kind quality of personal service that you’ll want to recommend to all your friends and associates.


  • CIPSCertified International Property Specialist (I was the first graduate in Hampton Roads to receive the CIPS designation, and the first African American Woman Nationally to receive it.)
  • CRB – Certified Residential Broker
  • CRS – Certified Residential Specialist
  • GRI – Graduate Realtor Institute
  • ABR – Accredited Buyer Representative
  • Associate Broker – William E Wood and Associates
  • Approved REO Specialist

What do the Designations mean?

Background information

I first became a licensed Realtor in 1986 after attending Old Dominion University. I became a licensed Real Estate Broker in 1990. During my career I have sold and marketed hundreds of properties.

Because of my personal sales success and my communication skills, I am frequently requested to teach other Realtors how to effectively sell and market real estate Nationally and Internationally.       I am privileged to have addressed many Universities, High Schools and Non-profit Organizations regarding the buying and selling process.

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Exit Realty Central

Real estate is a personal service business. Don’t hire a company. Hire a person.       Expect knowledge and skill from the Realtor that you hire in the area of financing, contracts, negotiating and marketing. Select a Realtor with a track record of producing results. The right agent makes all the difference.

I specialize in International Real Estate, Cultural Diversity, Creative Financing, Property Management, VA and REO properties, Investments  Buyer Brokering, and I am a fierce negotiator.

Buying and selling a home should not be left to chance and it is not something that you let a “friend try”. Trust the buying or selling of your home only to a professional. Accept nothing less than excellence.

Whether you are looking to buy or sell a home, a homesite, or investment property, I promise results for you and communication along the way. Please let me know how I can assist you.

Call Phyllis to get started! 757-434-5812

Your Checklist Before You Buy Your Next Home

hands, Pen and checklist featuring the words"Home Buying Checklist"
Home Buying Checklist

The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.

1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.

2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.

As you begin the process to find your next home checking these items off your list will provide you with a more successful home buying experience. Our team is here to help you! Let us know the area and/or neighborhood you are looking to live along with your top needs our team of professionals will assist with finding your next home.


Meet Traci Georges, REALTOR®

Traci Georges portrait
Meet Traci Georges, REALTOR®

Multi-talented, multi-faceted, and creative are all words that accurately describe Traci K. Georges. She is licensed Virginia REALTOR® and agent at EXIT Realty Central in the beautiful city of Norfolk, VA.

A native of the Hampton Roads area and a resident of Chesapeake for most of her life, Traci is an enthusiastic member and leader in her local area. As a strong voice in her community, she helps to lead many of the creative, administrative, and organizational aspects of community service projects along with demonstrating her true heart for empowering people in every area of their lives. She also enjoys singing, and motivational speaking.

She initiated her higher education at Oral Roberts University majoring in Music Education. She received her Bachelor’s of Science in Entrepreneurial Studies from Norfolk State University and later furthered her career in business administration and sales.

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EXIT Realty Central

Traci’s real estate goal is to show clients the best that Hampton Roads has to offer. When choosing Traci as your agent, you will have access to her full service firm, honesty, expertise, integrity and professionalism.


Traci is passionate about the needs and goals of her clients and she desires to bring peace of mind to buyers and sellers wanting to obtain a piece of the American dream – home ownership.

Call Traci to get started at 757-749-2953!

How To Find Your Perfect Neighborhood!

A Neighborhood with the words Your Perfect Neighborhood? Your Perfect Neighborhood?

Finding the Right Neighborhood

When you think about your dream home, are you seeing the house, or the neighborhood it’s in?

It’s easy to get caught up in bedroom and bathroom counts when you’re shopping for a new home, but the biggest choice you’re going to make in the process is of course the ‘where’ question. So how do you find the home that’s going to be the perfect fit for your whole lifestyle?

Here are three of my favorite tips to see if an area or a particular area is right for you:

  • Check out the basic stats.
    What is the median sale price of homes in a given neighborhood? How do the local and nearby schools perform? What amenities are nearby? How popular is the neighborhood in today’s market?
  • See what the neighbors are doing.
    Get a sense of local activities, and see if it looks like a place with frequent block-parties or if people may keep more to themselves.
  • Learn the traffic patterns.
    Knowing that you’re close to the highway or a public transportation center is one thing. You should find out if there are frequent jams at key commuting times, or if a nearby farmers’ market limits road access during weekends. You may also want to consider how much parking is available, both for yourself and for when you want to entertain.

Give us call anytime you’d like to discuss which neighborhoods you’re considering. We’d love to talk about local real estate issues and market conditions you should consider as you’re building your home buying plan.


Meet Regina Thomas, REALTOR®

Portrait of Regina Thomas
Meet Regina Thomas, REALTOR®

Regina Thomas’s extensive knowledge and experience in real estate provides her a unique view of the real estate market and market trends that she is able to share with her clients to help them make the best decision for their individual needs.   Regina has been investing in real estate for over 27 years.

Based in Norfolk, Regina is the expert to help you with all your home buying and selling needs in Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Hampton, Newport News and Williamsburg.  Specializing in first time home buyers, the military, short sales, and foreclosures, Regina has the expertise necessary to assist her clients as they realize their real state goals.

Regina takes great pride in finding buyers the right home for them in the quickest time possible and with easy financing, often with low down payments.

Regina uses the latest internet technologies to market and find homes expertly to achieve outstanding results.

Regina believes that education is paramount to success and has completed intensive training covering a variety of topics from marketing listings for quick sale to negotiating contracts and helping sellers in danger of foreclosure.

Regina attended Norfolk State University, Tidewater Community College and furthered her education at Phoenix Online.  Her work ethic didn’t start in the real estate industry, but followed her from her past career; she was awarded top sales person in the region during her time at Verizon Yellow Pages while in sales and marketing.

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EXIT Realty Central

Regina is a member in good standing of the Virginia Association of REALTORS® (VAR), National Association of REALTORS® (NAR), and Hampton Roads REALTORS® Association (HRRA) in addition to the REIN Multiple Listings Service (MLS).  Regina believes REALTORS® should be involved in the communities where they work and Regina has served her community in many capacities.  She and EXIT Realty Central also support Habitat for Humanity having donated $2.25 million to the charity building 15 plus Habitat Homes.

Regina understands the stresses involved in the buying, selling, and relocation process and strives to alleviate these concerns for her clients.

Regina enjoys fishing, outdoor concerts and long walks on the beach.

Regina prides herself on accountability, attention to detail, and personal service allowing her to build lifelong relationships with her clients.  For Regina, it’s not about helping you purchase one home, it’s about helping you purchase a lifetime of homes.

Regina is ready to assist you with all your buying and selling needs on the Southside and Peninsula.  Call, text or email Regina today!

Call Regina to get started at 757-575-6219!