Category Archives: HouseForSale

5600 Springwood Drive, Portsmouth, VA 23703

Property Details For 5600 Springwood Drive, Portsmouth, VA 23703

Don’t miss this beautiful home in a well-established neighborhood. This 3 bedroom 2 bathroom ranch has hardwood floors and plush carpet. Underneath the carpets are hardwood floors as well. As you walk throughout the home you can see how well this home has been maintained. The home also features a large backyard, spacious driveway and garage, and a wonderful sunroom. This home has an updated power panel, newer roof and well for the sprinkler system. Schedule your appointment today.

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1447 Dungee Street, Norfolk, VA 23504

Property Details for 1447 Dungee Street, Norfolk, VA 23504

Lots of house for the money. 5 Bedrooms, 2 bedrooms downstairs and three bedrooms and a bonus room that would make a great play room or office upstairs. Front porch for relaxing. Hardwood floors throughout. Newer roof and new 2 zone HVAC system. Great buy for the money, set your private showing today.

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3581 Norland Circle, Norfolk, VA 23513

Property Details For 3581 Norland Circle, Norfolk, VA 23513

Gorgeous renovated 5 bedroom 3 full bath home. New roof, windows, plumbing, electric, water heater, & more! Kitchen with granite & stainless appliances. All bathrooms have granite vanities. Spacious open living area downstairs with dining area. 2 bedrooms downstairs. Master suite is upstairs that has a huge walk-in closet, separate sitting area & new bathroom with dual sink vanity and big custom, tile shower.

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3007 Bay Shore Lane, Suffolk, VA 23435

Property Details For 3007 Bay Shore Lane, Suffolk, VA 23435

The smartest home on the block is 18 miles from NAS Norfolk & 23 miles from the Norfolk airport. A Vivint security system, with 4 cameras watches 2K+ Sq Ft. An updated kitchen features oak cabinets, an eye catching backsplash, granite countertops, new DW, microwave oven, pantry & more. The dining & family area can accommodate large gatherings while a surround sound system keeps the party going on 2 levels. Instant ambiance comes with the flip of a gas FP switch, & you can watch nightfall from the 2nd story deck. From your smartphone, Alexa or the Honeywell panel, you can control room temp, lights & even change the colors. It also tracks energy expenses for the 5-yr old 3 zone. HVAC system. If it senses a problem the water heater shuts down the water source, & a 5yr old parabolic satellite dish conveys. The 1st fl deck is wired for a Hot Tub. The condo assoc. maintains the most exterior features. The home is light on maintenance & full of fun. Virtually staged photos have been used.

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3105 Guardhouse Circle, Virginia Beach, Virginia 23456

Property Details for 3105 Guardhouse Circle, Virginia Beach, Virginia 23456

The ZIP Code says it all. Everything is lined up just right at 3105 Guardhouse Circle, Virginia Beach Va, 23456. This four bedroom, 2.5 bathroom, 2 story home is a straight shot to Naval Air Station Oceana and Dam Neck Annex. The 1725 sq. ft. home has a security system, new attic insulation, new washer and dryer, and a new microwave oven. The electric stove and dishwasher are only 2 years old. Say hello to neighbors from the front porch or soak up the sun from the backyard patio that is enclosed with a privacy fence. The homeowners association takes care of sewer trash, ground maintenance, and the privacy fence while you can visit nearby golf courses, beaches, and hiking trails. The neighborhood is in the Kellam High School district and it’s less than 5 miles from Sentara Princess Anne Hospital!

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6407 Whittier Drive, Norfolk, VA 23513

Property Details for 6407 Whittier Drive, Norfolk, VA 23513

Visit this immaculately kept, charming brick ranch first! It’s located in a well established tree lined neighborhood and offers three bedrooms, two full bathrooms and the master bath has a walk-in tub. Nice sized rooms with large living room, dining room, kitchen, converted garage or man cave and beautiful sunroom! Large yard and storage shed with newer roof and furnace. Endless possibilities of expanding for future use. Square footage per city records.

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1013 Warfield Drive, Portsmouth, VA 23701

Property Details for 1013 Warfield Drive, Portsmouth, VA 23701

Comfortable, cozy, and clean! Let this beautifully renovated 4 br, 2 bath ranch steal your heart! 12 foot waterfall shower in master, beautiful floors, and clean granite kitchen with stainless steel appliances. Spacious, oversized patio deck great for entertaining with a gazebo, brick firepit grill, and a brand new lined inground pool great for summers. Let this next gem in the heart of Portsmouth be your forever home.

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The Ghent Neighborhood

Ghent: The HagueGhent is a fantastic area! There is always something happening here! On the South end,the Hague is a picturesque body of water with an arching land mass with high end homes lining the shore. The Hague also provides an unobstructed, beautiful view of the Chrysler Museum. Monticello Ave runs the length of the eastern side. The North end of the neighborhood has some interesting boundaries.  23rd street is listed on Google as the last street included in Ghent. There’s Jeff Robertson Park, Weyanoke Bird and Wildlife Sanctuary, Lambert’s Creek and the Mallory Country Club. Access to Interstate 264 is going to be straight down Brambleton Ave. Locals will know to turn right onto Waterside Drive which also heads right out to I264. Trying to head North to Interstate 64 or 564? Your best option is to head up Granby to one of the many entrances. Trying to get to Naval Station Norfolk? Head right on up Hampton Boulevard.

Button with Click here to see homes in this neighborhoodThe Weyanoke Bird and Wildlife Sanctuary was established in 1979 when Audubon members noticed a Purple Gallinule on the land. This was such a super rare visitor to our area, the Norfolk and Southern Railroad gave the land to the Cape Henry Audubon Society. Many birds frequent the park because it’s neighbor, Lamberts Creek is a wonderful place for them to feed. Ghent is park-rich with Jeff Robertson Park, Westover Memorial Park, Graydon Park, Redgate Playground, Yellow Fever Park, Greenway Court Park, Medical Center Park, EVMS Greenspace,  Raleigh Avenue Playground, Riverside Park, Beechwood Park, Botetourt Gardens, Ghent Dog Park, Van Wyck Mews, and Olney Road Park. The residence of Ghent are serious about their parks!

Front of Fairgrounds Coffee in GhentAll of the coolest, hippest businesses are in the area. There’s several Starbucks of course. If you like independent coffeehouses, Fairgrounds coffee is on Colley Ave. Shopping is eclectic. Enjoy large grocery stores, Harris Teeter, Farm Fresh and Fresh Market.  Colley avenue has the Naro Cinema. They play a mix of independent films and oldies. The Ghent neighborhood has plenty to offer in the way of restaurants! There’s Chipotles, YNot, No Frill Bar & Grill, Noodles and Company, Kelly’s Tavern, IHOP, The Skinny Dip, Luna Maya, Papa John’s, Subway, 7-Eleven, Chanellos. Don’t forget about The Taphouse, Red Dog Saloon, Colley Cantina, Peck and Pour, Norfolk Coffee and Tea Company and Doumars! Doumars is a local landmark that has been around since 1904 known for its barbecue and ice cream cones!

The schools for the area are W.H. Taylor Elementary SchoolBlair Middle School, and Maury High School. Old Dominion University is quite close by. That opens up a bunch more opportunities for food and nightlife. Ghent is a very popular neighborhood with alumni and professors!

Panorama of Ghent, Houses in Norfolk

I would love to show you more about this neighborhood! I can get you in to see any of the homes for sale here. I can call the listing agent and schedule a showing for you. And I can help you negotiate your price and terms! If you would like more information, please fill out the form on the right and let’s get started!

GhentMap01.jpg

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Build Equity In Your Home Faster…

Title with "Build Home Equity Faster"
Build Home Equity Faster
eq•ui•ty
Function: noun
.
1 a : a right, claim, or interest existing or valid in
equity b : the money value of a property or of
an interest in a property in excess of claims
or liens against it c : a risk interest or ownership
right in property

Equity is the part of your property that you actually own. If you own property that’s worth $250,000, and you have a mortgage with a remaining loan balance of $100,000, your equity in the property is $150,000. Repeat home buyers usually rely to some extent on the equity in their current home to help buy their next home. The more equity you have, the larger the possible down payment for the trade- up home.

Home equity also equals security, especially at the beginning of a mortgage loan, so little of your payment goes to principal that equity builds slowly.

Home made of money with words Home Equity beside it
Home Equity

Naturally, building home equity comes at a price, usually in the form of larger payments. If building home equity means incurring debt to make ends meet, then you’ve defeated the purpose of building equity in the first place.

One way is to make additional principal payments. Additional principal payments make sense when you save more on your mortgage interest expense on an after-tax basis than you would earn on your investments on an after-tax basis.

If you are able to deduct your mortgage interest from your income taxes and your marginal federal income tax rate is 27 percent or higher, then your after-tax cost of mortgage debt is between 3 and 4 percent. For instance, if you earn 4 percent pretax on a five-year CD, and you’re in the 27-percent bracket for federal income taxes, the after-tax return is less than 3 percent.

Before you start making additional principal payments, use one of the many amortization calculators you can find on the internet to do the math – how much interest you would save if you made additional principal payments and how much it would shorten your loan and increase your home equity.

The other way to build home equity faster is to refinance. Recently, the reason most people have refinanced is to lock in a lower interest rate and/or lower their monthly payment. But you can also refinance to shorten the term of your mortgage, which builds equity.

If you had a $200,000 30-year ARM at 8.13 percent and replaced it with a 15-year fixed rate loan at 6.75 percent, your monthly payment would go from $1485.69 to $1769.82.

Most sellers use part of their equity to pay selling costs, such as brokerage commissions and transfer taxes. Also, if you are delinquent on your property taxes, or have other liens secured against the property, such as an IRS tax lien, these would have to be paid at closing.

Want to find out how much equity you have? Visit https://ercteam.exitcentralhr.com/sell/ and see!