Category Archives: HouseForSale

317 Cottonwood Avenue, Hampton, Virginia 23661

Property Details For 317 Cottonwood Avenue, Hampton, Virginia 23661

Aerial view of the front of property located at 317 Cottonwood Avenue, Hampton, Virginia 23661
317 Cottonwood Avenue, Hampton, Virginia 23661

A beautiful architectural design from the outside to the inside. Enjoy your family in this open floor PL plan home with stainless steel appliances, center island, dining room, Huge family room, A spacious 3090 square foot home with 5 bedrooms, 3.5 BATHS, 2 decks and 2 primary bedrooms (1 primary bedroom & an additional bedroom/office downstairs; 1 primary bedroom with balcony & 3 additional bedrooms upstairs). DECK and fenced backyard for your outdoor barbecues. 30 year architectural shingles. Detached garage. Enjoy living in Olde Historic Wythe (Wythe Pool membership available). Near Buckroe Beach, interstates, restaurants, entertainment, and shopping. Blocks from the Chesapeake Bay.

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102 75th Street, Newport News, Virginia 23605

102 75th Street, Newport News, Virginia 23605

Property Details For 102 75th Street, Newport News, Virginia 23605

Well maintained 3 bedroom ranch located in the Newmarket Village of Newport News. Spacious eat-in kitchen and a separate dining area. Primary bathroom is handicap accessible. Large backyard with deck just in time for summer cookouts! Driveway space and street parking.

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534 W 28th Street, Norfolk, Virginia 23508

Kitchen in property located at 534 W 28th Street, Norfolk, Virginia 23508
534 W 28th Street, Norfolk, Virginia 23508

Property Details For 534 W 28th Street, Norfolk, Virginia 23508

Newly rehabbed! This 2700 sqft, 4 bedroom 2.5 bathroom. Nearly everything new. New flooring laminate and carpet, new paint throughout, new cabinets, new stainless steel appliances and A new roof. Not to mention new fixtures and ceiling fan. You will enjoy this home from the inside and outside with plenty of yard space for entertaining. Room on 3rd floor can be used for theater room, Man/she cave or private office space. You don’t want to miss this one. This home would captivate you with it spacious rooms and large yard on a corner lot. Minutes away from interstate and plenty shopping and entertainment.

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The Ghent Neighborhood

Ghent is a fantastic area! There is always something happening here! On the South end,the Hague is a picturesque body of water with an arching land mass with high end homes lining the shore. The Hague also provides an unobstructed, beautiful view of the Chrysler Museum. Monticello Ave runs the length of the eastern side. The North end of the neighborhood has some interesting boundaries.  23rd street is listed on Google as the last street included in Ghent. There’s Jeff Robertson Park, Weyanoke Bird and Wildlife Sanctuary, Lambert’s Creek and the Mallory Country Club. Access to Interstate 264 is going to be straight down Brambleton Ave. Locals will know to turn right onto Waterside Drive which also heads right out to I264. Trying to head North to Interstate 64 or 564? Your best option is to head up Granby to one of the many entrances. Trying to get to Naval Station Norfolk? Head right on up Hampton Boulevard.

The Weyanoke Bird and Wildlife Sanctuary was established in 1979 when Audubon members noticed a Purple Gallinule on the land. This was such a super rare visitor to our area, the Norfolk and Southern Railroad gave the land to the Cape Henry Audubon Society. Many birds frequent the park because it’s neighbor, Lamberts Creek is a wonderful place for them to feed. Ghent is park-rich with Jeff Robertson Park, Westover Memorial Park, Graydon Park, Redgate Playground, Yellow Fever Park, Greenway Court Park, Medical Center Park, EVMS Greenspace,  Raleigh Avenue Playground, Riverside Park, Beechwood Park, Botetourt Gardens, Ghent Dog Park, Van Wyck Mews, and Olney Road Park. The residence of Ghent are serious about their parks!

All of the coolest, hippest businesses are in the area. There’s several Starbucks of course. If you like independent coffeehouses, Fairgrounds coffee is on Colley Ave. Shopping is eclectic. Enjoy large grocery stores, Harris Teeter, Farm Fresh and Fresh Market.  Colley avenue has the Naro Cinema. They play a mix of independent films and oldies. The Ghent neighborhood has plenty to offer in the way of restaurants! There’s Chipotles, YNot, No Frill Bar & Grill, Noodles and Company, Kelly’s Tavern, IHOP, The Skinny Dip, Luna Maya, Papa John’s, Subway, 7-Eleven, Chanellos. Don’t forget about The Taphouse, Red Dog Saloon, Colley Cantina, Peck and Pour, Norfolk Coffee and Tea Company and Doumars! Doumars is a local landmark that has been around since 1904 known for its barbecue and ice cream cones!

Ghent Row Houses
Ghent Row Houses

The schools for the area are W.H. Taylor Elementary SchoolBlair Middle School, and Maury High School. Old Dominion University is quite close by. That opens up a bunch more opportunities for food and nightlife. Ghent is a very popular neighborhood with alumni and professors!

I would love to show you more about this neighborhood! I can get you in to see any of the homes for sale here. I can call the listing agent and schedule a showing for you. And I can help you negotiate your price and terms! If you would like more information, please give us a call and let’s get started!


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Build Equity In Your Home Faster…

Build Home Equity Faster
Function: noun
1 a : a right, claim, or interest existing or valid in
equity b : the money value of a property or of
an interest in a property in excess of claims
or liens against it c : a risk interest or ownership
right in property

Equity is the part of your property that you actually own. If you own property that’s worth $250,000, and you have a mortgage with a remaining loan balance of $100,000, your equity in the property is $150,000. Repeat home buyers usually rely to some extent on the equity in their current home to help buy their next home. The more equity you have, the larger the possible down payment for the trade- up home.

Home equity also equals security, especially at the beginning of a mortgage loan, so little of your payment goes to principal that equity builds slowly.

Naturally, building home equity comes at a price, usually in the form of larger payments. If building home equity means incurring debt to make ends meet, then you’ve defeated the purpose of building equity in the first place.

Home made of money with words Home Equity beside it

One way is to make additional principal payments. Additional principal payments make sense when you save more on your mortgage interest expense on an after-tax basis than you would earn on your investments on an after-tax basis.

If you are able to deduct your mortgage interest from your income taxes and your marginal federal income tax rate is 27 percent or higher, then your after-tax cost of mortgage debt is between 3 and 4 percent. For instance, if you earn 4 percent pretax on a five-year CD, and you’re in the 27-percent bracket for federal income taxes, the after-tax return is less than 3 percent.

Before you start making additional principal payments, use one of the many amortization calculators you can find on the internet to do the math – how much interest you would save if you made additional principal payments and how much it would shorten your loan and increase your home equity.

The other way to build home equity faster is to refinance. Recently, the reason most people have refinanced is to lock in a lower interest rate and/or lower their monthly payment. But you can also refinance to shorten the term of your mortgage, which builds equity.

If you had a $200,000 30-year ARM at 8.13 percent and replaced it with a 15-year fixed rate loan at 6.75 percent, your monthly payment would go from $1485.69 to $1769.82.

Most sellers use part of their equity to pay selling costs, such as brokerage commissions and transfer taxes. Also, if you are delinquent on your property taxes, or have other liens secured against the property, such as an IRS tax lien, these would have to be paid at closing.

Want to find out how much equity you have? Visit and see!