Category Archives: Portsmouth

1428 Lincoln Street, Portsmouth, VA 23704 – Land/Lots

Fenced view of land/lots located at 1428 Lincoln Street, Portsmouth, VA 23704
1428 Lincoln Street, Portsmouth, VA 23704

Land Details For 1428 Lincoln Street, Portsmouth, VA 23704

There are 4 lots totaling 100X100 (25X100, 25X100, 50X100) starting from the corner. This property is in the 1800 block on the corner of Lincoln st and Atlanta Ave near Centennial Baptist Church (1910 Atlanta Ave).

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54 Peninsula Avenue, Portsmouth, VA 23704

Front of property located at 54 Peninsula Avenue, Portsmouth, VA 23704
54 Peninsula Avenue, Portsmouth, VA 23704

Property Details For 54 Peninsula Avenue, Portsmouth, VA 23704

Send this one to all your investors. This property is rented as a duplex. 3/1 bedrooms rent for 875.00 upstairs unit 2/1 rents for 725.00. Submit all offers “sight unseen” and all serious offers will gain access within 24 hours. Please do not disturb the tenants. Conventional loan or cash only. Seller to do no repairs.

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HomeTown: Portsmouth’s First Time Homebuyer Program

Money

The HomeTown Program provides financial assistance to qualified households who wish to purchase a home within Portsmouth City limits and who, without this assistance, could not do so. This program brings together the resources of the City of Portsmouth and Citizens Bank, N.A. to help eligible families overcome the financial barriers to homeownership. The program is administered by the Portsmouth Community Development Department.

At the time an applicant submits an application to Citizens Bank, N.A., the applicant, if eligible, will be invited to submit a HomeTown Application and Agreement. Community Development staff will review the applicant’s Application with a Citizens Bank, N.A. loan officer to determine whether you the applicant is eligible for participation in the HomeTown Program.

The level of HomeTown program assistance available to you is determined after first mortgage financing is pre-approved. A pre-approval letter will be issued by Citizens Bank, N.A. outlining the mortgage program for which you have been approved, the mortgage amount for which you qualify, your potential monthly repayment obligation and the amount of HomeTown financial assistance to be provided. Below is a description of the HomeTown financial assistance that may be offered.

Money Rolls

• First mortgage financing is available at a fixed interest rate for a 30-year term through a Citizens Bank, N.A. Mortgage Program. The Citizens Bank, N.A. loan officer will help you determine which first mortgage financing option best suits your situation.

• Down payment assistance is available through HomeTown in the form of a deferred loan at 0% interest secured by a second mortgage on the home purchased.

• Additional down payment assistance, if necessary, is available in the form of a “sleeper” 3rd mortgage loan at 0% interest through HomeTown. This loan is due upon sale of the property. The amount of assistance offered to you is based on your income and assets. The chart on the following page identifies the maximum amount of assistance available to households in different income brackets. The HomeTown Program reserves the right to adjust the income guidelines and other eligibility requirements as warranted.

A HomeTown staff person will contact all individuals and families who purchased homes through the HomeTown Program within six months of their closing date. The goal of this effort will be to help you, as a new homeowner, address financial or home maintenance issues that may have arisen since your home purchase.

Phone Lady

Inquire about this program by calling 757-466-1009

Your Checklist Before You Buy Your Next Home

hands, Pen and checklist featuring the words"Home Buying Checklist"
Home Buying Checklist

The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.

1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.

2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.

As you begin the process to find your next home checking these items off your list will provide you with a more successful home buying experience. Our team is here to help you! Let us know the area and/or neighborhood you are looking to live along with your top needs our team of professionals will assist with finding your next home.

See The Houses For Sale, Illustration of House For Sale Sign, Grass, Sky, and a house.
Houses For Sale

Consult A Realtor at 757-466-1009!

Article by EXIT Realty Corp International

SOLD! 904 Chumley Road, Portsmouth, Virginia 23701

Front of property located at 904 Chumley Road, Portsmouth, Virginia 23701
904 Chumley Road, Portsmouth, Virginia 23701

Whoops! We’ve Already SOLD This One!

3 bdrm, 1 bath, Brick Ranch. Selling “AS IS”. Lots of yard space with carport. Centrally located to interstates, malls, bases, parks. Perfect for investor or 1st time homebuyers. This one won’t last long. A must see!

Back of house located at 904 Chumley Road, Portsmouth, Virginia 23701
904 Chumley Road, Portsmouth, Virginia 23701

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Back yard of property located at 904 Chumley Road, Portsmouth, Virginia 23701
Back Yard

Get Your Home In Selling Shape

Chances are you’ve been spending a lot of time at home lately, and if you’ve been thinking about selling, now might be the perfect time get your home in showing condition. Small improvements can make a big difference when it comes time to list. Be ready to hit the ground running with these tips – most of which can be tackled without a trip to the hardware store

Declutter

Whether it’s going full-on Marie Kondo or simply clearing out a closet that’s been overflowing with junk, now is a good time to assess what can stay and what can go. Buyers are interested in imagining a space as their own, so the more you can declutter, the better. Bonus points if you can donate any of your belongings.

Clean the Yard

Raking leaves, pulling weeds, trimming trees and shrubs, and adding fresh mulch are all simple and low-cost ways to instantly boost your curb appeal. Buyers who see that a home has been cared for on the outside will have more confidence that it’s been loved all over.

Paint

The ROI on a fresh coat of paint is hard to underestimate because it can instantly make the oldest of homes look bright and lively. For the interior, pick a light but neutral shade. Light colors make spaces feel open, and neutral shades make it easier for potential buyers to imagine their own aesthetic. If running out to the paint supplier isn’t an option and you have left-over paint sitting around, take time to touch-up scuffs and stains on your existing paint.

Very clean bathroom, sink, bathtub, dual sinks, towels, shower, mirror

Bathroom Deep Clean

Your bathrooms are spaces in your home where cleanliness is paramount for first impressions. Unfortunately, they’re also the toughest spaces to keep clean. Take this opportunity to do a deep clean of the tub, toilet, vanity, and all of the tile and grout. You’ll need to keep up with a little spot cleaning, but the task will be much more manageable when the time comes to list.

Kitchen Deep Clean

Like the bathroom, you want your kitchen to invite potential buyers – not gross them out. Take time to clean the oven/stovetop, refrigerator, cabinet faces and countertops.

Kitchen cabinets, center island, chairs, ceiling lights, stove, refrigerator, door, pantry.

Update Cabinet Hardware

Replacing dated cabinet hardware in is a cheap and easy way to give a fresh look without the expense and hassle of refinishing or replacing cabinets. The best part? You can order hardware online and have it delivered straight to your door.

Pressure Washer

If you have access to a power-washer, give your outdoor walkways, driveway, patio, fencing, and siding a spray. A power washer can make old surfaces look new again at practically no cost. If you don’t have a power-washer handy, utilize social media to reach out to friends or neighbors about borrowing one (they’re probably stuck at home too, after all).

For more insight on how to boost your home’s appeal and maximize your sale price, call a Realtor at 757-466-1009!

Or skip all that and look at houses for sale!

SOLD! 10 Byers Avenue, Portsmouth, VA 23701

Front of property located at 10 Byers Avenue, Portsmouth, VA 23701
10 Byers Avenue, Portsmouth, VA 23701

OOPS! This One Is SOLD!

Move-in Ready Ranch! 2 Bedrooms with a hidden surprise inside! Completely updated. Nice fenced back yard with deck and barn storage shed. Oversized driveway offers plenty of off-street parking.

Kitchen of property located at 10 Byers Avenue, Portsmouth, VA 23701
Kitchen

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Bathroom of property located at 10 Byers Avenue, Portsmouth, VA 23701
Bathroom

SOLD! 4625 Duke Drive, Portsmouth, Virginia 23703

Front of property located at 4625 Duke Drive, Portsmouth, Virginia 23703
4625 Duke Drive, Portsmouth, Virginia 23703

Sorry! This One Is SOLD!

Green Acres is the place to be!! This beautiful home is a must see. Pride of ownership shows with this lovely one level ranch. Exterior and interior freshly painted. Spacious, hard wood flooring, lovely deck out back that will be great for entertaining. Appliance equipped kitchen. French doors that open up to a charming sunroom with tile floor that is heated and cooled for comfort. Garage has been converted to a 4th bedroom! You cannot let this one pass you by.

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