Category Archives: Portsmouth

1013 Warfield Drive, Portsmouth, VA 23701

Property Details for 1013 Warfield Drive, Portsmouth, VA 23701

Comfortable, cozy, and clean! Let this beautifully renovated 4 br, 2 bath ranch steal your heart! 12 foot waterfall shower in master, beautiful floors, and clean granite kitchen with stainless steel appliances. Spacious, oversized patio deck great for entertaining with a gazebo, brick firepit grill, and a brand new lined inground pool great for summers. Let this next gem in the heart of Portsmouth be your forever home.

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3512 Deep Creek Boulevard, Portsmouth, VA 23702

Front of property located at 3512 Deep Creek Boulevard, Portsmouth, VA 23702
3512 Deep Creek Boulevard, Portsmouth, VA 23702

Property Details For 3512 Deep Creek Boulevard, Portsmouth, VA 23702

Quality renovation! This charming and spacious Spanish style home is a gorgeous remodeled 4 bed, 3 bath with 2000 sq ft of living space. Inviting Large front porch. 1/2 Acre fenced in yard, deck and Storage Shed. Large living room and formal dining room. 9 ft ceilings. 1st floor bedroom and full bath. Large Master bedroom with full bath. Upgraded electrical, new light fixtures and ceiling fans throughout. All new plumbing throughout. New kitchen with 42″ high end cabinets with soft close and granite counters w/decorative back-splash. New Stainless Steel appliances package: Refrigerator, Electric Stove, over the range microwave and dishwasher. New double 9″ deep sink w/single faucet with sprayer and garbage disposal. Bathrooms with soaker tubs, Ceramic Tile to ceiling and high end vanities with granite/marble. Close to shipyard, bases, and interstate.

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2635 Barclay Avenue, Portsmouth, VA 23702

Front of property Located At 2635 Barclay Avenue, Portsmouth, VA 23702
2635 Barclay Avenue, Portsmouth, VA 23702

Property Details For 2635 Barclay Avenue, Portsmouth, VA 23702

Great investment opportunity or fixer-upper here! 3 bedroom 1.5 baths in the Highland Biltmore neighborhood. Home has large living room and a separate dining area. Detached garage with additional storage shed off back as well as a covered carport. Huge backyard with tons of potential. Several new and remodeled homes in the area.

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HomeTown: Portsmouth’s First Time Homebuyer Program

Money

The HomeTown Program provides financial assistance to qualified households who wish to purchase a home within Portsmouth City limits and who, without this assistance, could not do so. This program brings together the resources of the City of Portsmouth and Citizens Bank, N.A. to help eligible families overcome the financial barriers to homeownership. The program is administered by the Portsmouth Community Development Department.

At the time an applicant submits an application to Citizens Bank, N.A., the applicant, if eligible, will be invited to submit a HomeTown Application and Agreement. Community Development staff will review the applicant’s Application with a Citizens Bank, N.A. loan officer to determine whether you the applicant is eligible for participation in the HomeTown Program.

The level of HomeTown program assistance available to you is determined after first mortgage financing is pre-approved. A pre-approval letter will be issued by Citizens Bank, N.A. outlining the mortgage program for which you have been approved, the mortgage amount for which you qualify, your potential monthly repayment obligation and the amount of HomeTown financial assistance to be provided. Below is a description of the HomeTown financial assistance that may be offered.

• First mortgage financing is available at a fixed interest rate for a 30-year term through a Citizens Bank, N.A. Mortgage Program. The Citizens Bank, N.A. loan officer will help you determine which first mortgage financing option best suits your situation.

• Down payment assistance is available through HomeTown in the form of a deferred loan at 0% interest secured by a second mortgage on the home purchased.

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• Additional down payment assistance, if necessary, is available in the form of a “sleeper” 3rd mortgage loan at 0% interest through HomeTown. This loan is due upon sale of the property. The amount of assistance offered to you is based on your income and assets. The chart on the following page identifies the maximum amount of assistance available to households in different income brackets. The HomeTown Program reserves the right to adjust the income guidelines and other eligibility requirements as warranted.

A HomeTown staff person will contact all individuals and families who purchased homes through the HomeTown Program within six months of their closing date. The goal of this effort will be to help you, as a new homeowner, address financial or home maintenance issues that may have arisen since your home purchase.

Inquire about this program by calling 757-466-1009

Your Checklist Before You Buy Your Next Home

hands, Pen and checklist featuring the words"Home Buying Checklist"
Home Buying Checklist

The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.

1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.

2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.

As you begin the process to find your next home checking these items off your list will provide you with a more successful home buying experience. Our team is here to help you! Let us know the area and/or neighborhood you are looking to live along with your top needs our team of professionals will assist with finding your next home.

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SOLD! 2630 Greenwood Drive, Portsmouth, Virginia 23702

Whoops! We Already SOLD This One!

! This beautiful home has it all! On the exterior we have all new vinyl siding, new roof, all new windows to let lots of natural light and a great gathering place around the fire pit in the backyard. But the interior is where the magic begins! This house offers an open floor plan with crown molding throughout the living and dining spaces, & a unique wood accent wall in the living area. The kitchen has a full stainless steel appliance package, new cabinetry with crown molding to finish it off topped with a beautiful white granite counter. The master bathroom has a barn door for privacy, walk in closet, new tile tub surround, with nice fixtures and lighting. There are lots of finishes that make this one stand out from the crowd to include recessed lighting, low profile ceiling fans, brand new heating/cooling system & water heater. These are just a few of the things you will find in this virtually maintenance free home. Some photos shown have been virtually staged.

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SOLD! 1606 City Park Avenue, Portsmouth, VA 23701

Sorry! We’ve Already SOLD This One!

Stop the car! This is the one! Beautifully updated ranch on big corner lot. Cozy covered front porch. Open living space. Kitchen with island and newer appliances. 4 Bedrooms including private Master Suite. New Light & Bright hall bath. Waterproof laminate flooring. Tankless hot water heater. Nice pantry with sliding barn door. Separate laundry room. Outdoor Kitchen/BBQ Patio. Detached Garage and storage shed. Double drive gate privacy fence with RV Parking and electric hookup.

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