Category Archives: Portsmouth

Gone! 5608 W Norfolk Road, Portsmouth, VA 23703

Sorry! This One Is Already GONE!

5608 W Norfolk Road, Portsmouth, VA 23703

Cute traditional home on corner lot. Plenty of yard space. 3 bedroom, 1 bath. Original wood paneling throughout home. Original hardwood floors under carpet. Great starter home. Centrally located to interstates, coast guard base, shopping, and much more. Detached garage that could be used as a workshop with electricity, attic is floored plenty of space for storage. A must see!!

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4615 High Street, Portsmouth, VA 23703

Property Details For 4615 High Street, Portsmouth, VA 23703

Outside of property located at 4615 High Street, Portsmouth, VA 23703
4615 High Street, Portsmouth, VA 23703

Welcome to this Beautiful Spacious Brick ranch in the well established neighborhood of Green Acres! Situated on a impressive corner lot this adorable home is Perfect for entertaining both inside and out. Huge floored attic could be finished for additional rooms or even an fantastic master suite. Refinished hardwood floors throughout, natural light flows highlighting the neutral decor –it simply awaits your touch like the fairy God-Mother with her magic wand you can make this your dream home. Close to schools, library, shopping and numerous military facilities.

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Gone! 102 Laurie Lane, Portsmouth, VA 23701

102 Laurie Lane, Portsmouth, VA 23701

Sorry! This One Is Already Gone!

Collinswood ranch with updated kitchen and bath, newer washer & dryer. Hardwood floors. Extended driveway, detached garage, storage shed and fenced back yard.

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2635 Barclay Avenue, Portsmouth, VA 23702

Front of property Located At 2635 Barclay Avenue, Portsmouth, VA 23702
2635 Barclay Avenue, Portsmouth, VA 23702

Property Details For 2635 Barclay Avenue, Portsmouth, VA 23702

Great investment opportunity or fixer-upper here! 3 bedroom 1.5 baths in the Highland Biltmore neighborhood. Home has large living room and a separate dining area. Detached garage with additional storage shed off back as well as a covered carport. Huge backyard with tons of potential. Several new and remodeled homes in the area.

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HomeTown: Portsmouth’s First Time Homebuyer Program

Money

The HomeTown Program provides financial assistance to qualified households who wish to purchase a home within Portsmouth City limits and who, without this assistance, could not do so. This program brings together the resources of the City of Portsmouth and Citizens Bank, N.A. to help eligible families overcome the financial barriers to homeownership. The program is administered by the Portsmouth Community Development Department.

At the time an applicant submits an application to Citizens Bank, N.A., the applicant, if eligible, will be invited to submit a HomeTown Application and Agreement. Community Development staff will review the applicant’s Application with a Citizens Bank, N.A. loan officer to determine whether you the applicant is eligible for participation in the HomeTown Program.

The level of HomeTown program assistance available to you is determined after first mortgage financing is pre-approved. A pre-approval letter will be issued by Citizens Bank, N.A. outlining the mortgage program for which you have been approved, the mortgage amount for which you qualify, your potential monthly repayment obligation and the amount of HomeTown financial assistance to be provided. Below is a description of the HomeTown financial assistance that may be offered.

• First mortgage financing is available at a fixed interest rate for a 30-year term through a Citizens Bank, N.A. Mortgage Program. The Citizens Bank, N.A. loan officer will help you determine which first mortgage financing option best suits your situation.

• Down payment assistance is available through HomeTown in the form of a deferred loan at 0% interest secured by a second mortgage on the home purchased.

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• Additional down payment assistance, if necessary, is available in the form of a “sleeper” 3rd mortgage loan at 0% interest through HomeTown. This loan is due upon sale of the property. The amount of assistance offered to you is based on your income and assets. The chart on the following page identifies the maximum amount of assistance available to households in different income brackets. The HomeTown Program reserves the right to adjust the income guidelines and other eligibility requirements as warranted.

A HomeTown staff person will contact all individuals and families who purchased homes through the HomeTown Program within six months of their closing date. The goal of this effort will be to help you, as a new homeowner, address financial or home maintenance issues that may have arisen since your home purchase.

Inquire about this program by calling 757-466-1009

2717 Barclay Avenue, Portsmouth, Virginia 23702

Property Details For 2717 Barclay Avenue, Portsmouth, Virginia 23702

Front of property located at 2717 Barclay Avenue, Portsmouth, Virginia 23702
2717 Barclay Avenue, Portsmouth, Virginia 23702

2 bedroom bungalow with hardwood floors. Covered carport patio, fenced yard and detached garage. On a quiet dead-end street with no through traffic.

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Your Checklist Before You Buy Your Next Home

hands, Pen and checklist featuring the words"Home Buying Checklist"
Home Buying Checklist

The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.

1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.

2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.

As you begin the process to find your next home checking these items off your list will provide you with a more successful home buying experience. Our team is here to help you! Let us know the area and/or neighborhood you are looking to live along with your top needs our team of professionals will assist with finding your next home.

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3204 Brighton Street, Portsmouth, VA 23707

Front of property located at 3204 Brighton Street, Portsmouth, VA 23707
3204 Brighton Street, Portsmouth, VA 23707

Property Details For 3204 Brighton Street, Portsmouth, VA 23707

Complete update. Kitchen cabinets, granite counter tops, stainless steel appliances, new baths floors, just about everything has been redone. Near interstate, shopping, restaurants, public transportation and shipyards.

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