Category Archives: Portsmouth

1814 Lasalle Avenue, Portsmouth, VA 23704

Front of property located at 1814 Lasalle Avenue, Portsmouth, VA 23704
1814 Lasalle Avenue, Portsmouth, VA 23704

Property Details For 1814 Lasalle Avenue, Portsmouth, VA 23704

Upon entering this remarkably renovated abode, you’ll notice the extremely spacious owners suite with a stunning custom shower & finishes. As you enter the voluminous kitchen, take notice of the quality cabinets that come equipped with the “soft” close feature. And oh…you want space, you got it. All 4 bedrooms & 3 full baths have been meticulously crafted to provide a new home owner with the feeling of comfort, quality, & satisfaction. Enjoy summer barbeques as you open the sliding glass door off the kitchen onto your new, grand back deck as you entertain your guests. Everything is new & the house has passed all inspections.

Kitchen

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Finished Room Over The Garage in property located at 1814 Lasalle Avenue, Portsmouth, Virginia 23704
Finished room over the garage

2305 Des Moines Avenue, Portsmouth, VA 23704

Front of property located at 2305 Des Moines Avenue, Portsmouth, VA 23704
2305 Des Moines Avenue, Portsmouth, VA 23704

Property Details for 2305 Des Moines Avenue, Portsmouth, VA 23704

Beautiful totally renovated 3 bedroom home! New upgraded Electrical, New HVAC, New luxury Vinyl flooring. New Kitchen cabinets with beautiful backsplash, New Stainless Steel appliances, freshly painted throughout, Elegant Crown Molding Trim and New Doors add such a great touch. Spacious fenced front and Large fenced in back yard gives you plenty of space to entertain your 2 legged or 4 legged family members this fall. There is Plenty of driveway or on street parking. This home is centrally located close to interstates and shopping.

Family room in property located at 2305 Des Moines Avenue, Portsmouth, VA 23704
Family Room

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Kitchen in property located at 2305 Des Moines Avenue, Portsmouth, VA 23704
Kitchen

913 Clay Street, Portsmouth, Virginia 23701

Property Details For 913 Clay Street, Portsmouth, Virginia 23701

Front of property located at 913 Clay Street, Portsmouth, Virginia 23701
913 Clay Street, Portsmouth, Virginia 23701

What a steal to be in this part of Portsmouth for this price! This all brick home boasts of a new front exterior look and feel. Three spacious bedrooms, an updated bathroom, a new deck, gutters, flood lights and a fully fenced backyard. Plus everything is on one level! Yes, it’s just the ranch style you’ve been looking for. It’ll be hard to find anything else this charming anywhere near! Close to shopping centers, recreation, and much more. Don’t wait; this one won’t last!

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HomeTown: Portsmouth’s First Time Homebuyer Program

Money

The HomeTown Program provides financial assistance to qualified households who wish to purchase a home within Portsmouth City limits and who, without this assistance, could not do so. This program brings together the resources of the City of Portsmouth and Citizens Bank, N.A. to help eligible families overcome the financial barriers to homeownership. The program is administered by the Portsmouth Community Development Department.

At the time an applicant submits an application to Citizens Bank, N.A., the applicant, if eligible, will be invited to submit a HomeTown Application and Agreement. Community Development staff will review the applicant’s Application with a Citizens Bank, N.A. loan officer to determine whether you the applicant is eligible for participation in the HomeTown Program.

The level of HomeTown program assistance available to you is determined after first mortgage financing is pre-approved. A pre-approval letter will be issued by Citizens Bank, N.A. outlining the mortgage program for which you have been approved, the mortgage amount for which you qualify, your potential monthly repayment obligation and the amount of HomeTown financial assistance to be provided. Below is a description of the HomeTown financial assistance that may be offered.

Money Rolls

• First mortgage financing is available at a fixed interest rate for a 30-year term through a Citizens Bank, N.A. Mortgage Program. The Citizens Bank, N.A. loan officer will help you determine which first mortgage financing option best suits your situation.

• Down payment assistance is available through HomeTown in the form of a deferred loan at 0% interest secured by a second mortgage on the home purchased.

• Additional down payment assistance, if necessary, is available in the form of a “sleeper” 3rd mortgage loan at 0% interest through HomeTown. This loan is due upon sale of the property. The amount of assistance offered to you is based on your income and assets. The chart on the following page identifies the maximum amount of assistance available to households in different income brackets. The HomeTown Program reserves the right to adjust the income guidelines and other eligibility requirements as warranted.

A HomeTown staff person will contact all individuals and families who purchased homes through the HomeTown Program within six months of their closing date. The goal of this effort will be to help you, as a new homeowner, address financial or home maintenance issues that may have arisen since your home purchase.

Phone Lady

Inquire about this program by calling 757-466-1009

Your Checklist Before You Buy Your Next Home

hands, Pen and checklist featuring the words"Home Buying Checklist"
Home Buying Checklist

The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.

1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.

Credit Card Image

2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.

As you begin the process to find your next home checking these items off your list will provide you with a more successful home buying experience. Our team is here to help you! Let us know the area and/or neighborhood you are looking to live along with your top needs our team of professionals will assist with finding your next home.

See The Houses For Sale, Illustration of House For Sale Sign, Grass, Sky, and a house.
Houses For Sale

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Article by EXIT Realty Corp International

SOLD! 5 Sunset Court, Portsmouth, Virginia 23703

OOPS! This One Is Already SOLD!

Front of property located at 5 Sunset Court, Portsmouth, Virginia 23703
5 Sunset Court, Portsmouth, Virginia 23703

Beautiful spacious clean 3bdrm 2.5 bath located in a cul-de-sac of windy pines with great landscaped curb appeal, large oversized garage side loader, and a added relaxing room with 2 skylights. Carpet has been professionally cleaned so please be prepared to take your shoes off. You must call to make your appointment right away to see the rest because it won’t last long. This home has a great, quiet, location to highways, stores, military facilities and more!

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SOLD! 904 Clay Street, Portsmouth, Virginia 23701

904 Clay Street, Portsmouth, Virginia 23701

SORRY! This One Is Already SOLD!

Remodeled 3 bedroom 1.5 bath, Ranch style home within a stable community, and close to nearby shopping area. This home features new kitchen furnishes (Fridge, microwave, stove), granite counter tops, new tile floors in the bathroom, new roof, recently updated HVAC and new LVT floors through out the home. Huge backyard, and the seller is contributing $4,000 towards closing costs. You don’t want to miss this deal!

Kitchen

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SOLD! 1428 Lincoln Street, Portsmouth, VA 23704 – Land/Lots

Fenced view of land/lots located at 1428 Lincoln Street, Portsmouth, VA 23704
1428 Lincoln Street, Portsmouth, VA 23704

OOPS! This One Is Already SOLD!

There are 4 lots totaling 100X100 (25X100, 25X100, 50X100) starting from the corner. This property is in the 1800 block on the corner of Lincoln st and Atlanta Ave near Centennial Baptist Church (1910 Atlanta Ave).

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