The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.
1. Reduce Debt & Increase Credit Score: Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.
2. Save Money to Set Yourself Up with a Large Down Payment: While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.
As you begin the process to find your next home checking these items off your list will provide you with a more successful home buying experience. Our team is here to help you! Let us know the area and/or neighborhood you are looking to live along with your top needs our team of professionals will assist with finding your next home.
The name “EXIT” is branding genius. Millions and millions of EXIT signs across North America point to the way. You see EXIT everywhere you go. Think about it…
• EXIT is the most advertised name in the world.
• EXIT signs are always strategically located.
• EXIT signs must be illuminated by law.
• EXIT signs are paid for with other people’s money!
• The word EXIT suggests “safe passage”.
• The Seller is making an “EXIT”.
• Everyone is looking for an EXIT strategy!
• EXIT has a tremendous subliminal effect.
• EXIT is memorable with four letters and two syllables – the real purpose of advertising.
EXIT is illuminated above every corporate door in North America!
This lovely home is ready for a new owner. Renovations were made throughout the house. 3 bedrooms, 2 updated baths, laundry room, attached garage, fenced backyard, and located in the Greenbrier area… the list goes on! Come check it out… you will not be disappointed!
Selling your home is a big endeavor that should include working with an expert, a real estate professional. To compensate the agent for their time and expertise a portion of the money you receive upon the home sale will be used to compensate the real estate agent. Commissions are scary and can be difficult to justify when selling your home. Along with helping you stay objective an agent guides you through the selling process. Here’s a list of reason why you should use a real estate agent to sell your home.
1. Real Estate Agents Possess Overall Market Knowledge:
As you begin the process of selling your home you want to have an expert that can guide you through the process. A real estate agent has access to a variety of data about recent home sales in your neighborhood, which will allow you to price your home accordingly. Along with this agents can access your local MLS. Your home will be included in the MLS, so agents helping home buyers can be shown the various details.
2. Real Estate Agents Are Trained in the Many Legalities of Selling a Home
Selling your home is one of the largest transactions you’ll make, so make sure you don’t miss a step in the process. During the selling process there is tons of paperwork that needs to be completed. A real estate professional ensures selling your home will go smoothly and will also be able to alert you should problems arise in which you need to consult with a lawyer.
“Home Staging” is more than just preparing to sell your home by making it look the best it can. It’s really the art of first impressions. As a home seller, you may want to consider hiring a professional home stager to assist you. They work with the “flow” of a home, eliminate clutter, arrange furniture, and even assist in enhancing curb appeal. Or, if you’re more the do-it-yourself type, below are some tips on what you can do to improve your home’s “first impression.”
Start at the curb
Curb appeal is the first step to selling your home. No one wants to buy a previous owner’s dirty house. Power-wash the siding and wash windows until they shine. Trees, shrubs, and flowers should be neat and tidy, the garden weeded and the lawn mowed and edged. Once you’ve removed everything that isn’t necessary, add touches such as large, lush flower pots or hanging planters to welcome visitors.
Once you’ve created a promising exterior, you need to focus on the interior. The key to staging is to make it meaningful, set the tone and suggest countless possibilities. That means you need to remove everything that could distract the buyer’s attention. Keep only what you must to remain functional. If you don’t use something every day, pack it for the move. This is also very important. You want to remove anything personal such as family pictures and mementos.
Like the exterior, the inside needs to be neat and clean. Once the house is clean, stage your home with minimal furnishings. Arrange furniture to enhance the strengths of the room and facilitate traffic flow. If your furniture shows signs of age, consider borrowing pieces. If you need inspiration, visit some model homes to see how decorators have put rooms together. It’s not necessary for individual rooms to be used for their original purpose as long as the functions they represent are logical and show the space off well.
In home staging simplicity and comfort is your ultimate goal!
Need the opinion of a Realtor? Please call 757-466-1009 and let’s talk!
Chances are you’ve been spending a lot of time at home lately, and if you’ve been thinking about selling, now might be the perfect time get your home in showing condition. Small improvements can make a big difference when it comes time to list. Be ready to hit the ground running with these tips – most of which can be tackled without a trip to the hardware store
Whether it’s going full-on Marie Kondo or simply clearing out a closet that’s been overflowing with junk, now is a good time to assess what can stay and what can go. Buyers are interested in imagining a space as their own, so the more you can declutter, the better. Bonus points if you can donate any of your belongings.
Clean the Yard
Raking leaves, pulling weeds, trimming trees and shrubs, and adding fresh mulch are all simple and low-cost ways to instantly boost your curb appeal. Buyers who see that a home has been cared for on the outside will have more confidence that it’s been loved all over.
The ROI on a fresh coat of paint is hard to underestimate because it can instantly make the oldest of homes look bright and lively. For the interior, pick a light but neutral shade. Light colors make spaces feel open, and neutral shades make it easier for potential buyers to imagine their own aesthetic. If running out to the paint supplier isn’t an option and you have left-over paint sitting around, take time to touch-up scuffs and stains on your existing paint.
Bathroom Deep Clean
Your bathrooms are spaces in your home where cleanliness is paramount for first impressions. Unfortunately, they’re also the toughest spaces to keep clean. Take this opportunity to do a deep clean of the tub, toilet, vanity, and all of the tile and grout. You’ll need to keep up with a little spot cleaning, but the task will be much more manageable when the time comes to list.
Kitchen Deep Clean
Like the bathroom, you want your kitchen to invite potential buyers – not gross them out. Take time to clean the oven/stovetop, refrigerator, cabinet faces and countertops.
Update Cabinet Hardware
Replacing dated cabinet hardware in is a cheap and easy way to give a fresh look without the expense and hassle of refinishing or replacing cabinets. The best part? You can order hardware online and have it delivered straight to your door.
If you have access to a power-washer, give your outdoor walkways, driveway, patio, fencing, and siding a spray. A power washer can make old surfaces look new again at practically no cost. If you don’t have a power-washer handy, utilize social media to reach out to friends or neighbors about borrowing one (they’re probably stuck at home too, after all).
For more insight on how to boost your home’s appeal and maximize your sale price, call a Realtor at 757-466-1009!
When the time comes to sell your home, you will be asked to fill out a disclosure statement that will list “material facts” about problems you are aware of regarding the condition and history of your home. Both federal and state laws govern what must be disclosed during a property sale and as the homeowner you must be the person to complete these disclosure forms. By law your real estate agent cannot complete these forms for you.
Sometimes, homeowners are told varying policies regarding disclosures. The general rule of thumb is that you must disclose anything that would:
• Lower the perceived value of the property • Affect the buyer’s decision to purchase • Change the price and/or terms the buyer offers
Common disclosures include information about any natural hazards, fire hazards, pollution problems or zoning changes that affect you property. If you feel like you don’t properly understand the disclosure requirements, you should consult a real estate attorney who knows the local disclosure laws.
As you fill out these forms just remember, you should strive to answer all of the questions to the best of your ability. Don’t sweat the small stuff, but make sure you disclose everything that you’d want disclosed to you if you were the buyer. If you don’t know the answer to a question (such as exact age of the roof if you’re not the original owner or the like), answer “Do Not Know.” But not having precise facts about defects you know exist does not permit you to answer “Do Not Know” to every question. This will always raise a red flag.
Lead Paint Disclosure – A Federal Law
You may think that lead paint is only a problem for folks buying cheap goods imported from China, or for people living in ancient, dilapidated housing. Not so. As recently as 1977, lead paint was used in homes across the United States.
In order to protect Americans from lead poisoning in the paint, dust and soil in their homes, Congress passed the Residential Lead-Based Paint Hazard Reduction Act of 1992, also known as Title X. If your home was built before 1978, you are required to disclose if you know of any lead-based paint hazards on your property. You must also provide a 10-day period, if not waived by the homebuyer, to conduct a paint inspection or risk assessment for lead-based paint hazards.
The home sale contract between you and your buyer will include an attachment regarding the lead-based paint hazards if any exist, and the buyers will be provided with the appropriate EPA-approved information pamphlets on lead-based paint hazards.
Our agents are thoroughly trained on the required disclosures. Call us to find out what disclosures you need at 757-466-1009!
What’s the first thing a potential homebuyer will notice about your house?The great view from the master bedroom? Your beautiful kitchen? If your house’s front exterior is lacking appropriate “curb appeal” it’s unlikely that buyers will even make it through the front door. Your home’s exterior appearance is the first thing people notice.
So whether you’re getting ready to sell your home or are just looking for an easy way to improve your property value, taking small steps to improve your curb appeal can be a simple, worthwhile investment.
Looking from someone else’s shoes
There are lots of ways to add curb appeal to your home and sometimes the list can be overwhelming. First, you might want to try and take a good long look at your house. Stand at the end of the driveway or even across the street. Ask yourself: What would my neighbors notice about my house? What kind of initial impression would a guest have?
You might even want to take a few pictures of your home’s exterior and send them to a friend or relative. They might be able to see things that you wouldn’t.
The most impactful improvements will be the ones made on the most obvious problem areas. It doesn’t make a lot of sense to add ornamental flowers if your lawn is dead. A new door knocker won’t do much if your home needs new paint. Taking a nice long look at your house will make it clear what project you should tackle first.
A little elbow grease
Often, the most impactful and cost effective way to improve your home’s curb appeal is simply taking time to clean and touch up the house’s exterior and front landscape.
Here’s a few clean up ideas to help you get your home looking its best:
Powerwash the exterior siding. Make note of areas with peeling or cracking paint.
Clean out your gutters and remove any debris from the roof. If any of your gutters are rusting or bent, have them replaced.
Wash all of your windows on both the outside and inside. Remove any cobwebs.
Rake and remove any dead vegetation. Make sure your walkways are swept.
Keep your lawn mowed. Edge the sidewalks.
Remove weeds or grass from the cracks in your driveway or sidewalk.
Trim trees and bushes. Make sure no branches of exterior plants are
touching your roof or are too close to power lines
Keep lawn and gardening equipment, bikes or other children’s toys
stowed away and out of sight.
Keep garbage and recycling barrels in the garage or otherwise out
Repair any broken fencing or any other areas in clear disrepair.
Small details that can make a big difference
If you’re looking to change your home’s curb appeal but you don’t want to make a big investment, don’t fret. There are lots of small, low-cost ways to add additional charm and character to your home’s exterior and make it more appealing to potential buyers.
Your home’s doorway is one of the first features a homebuyer will look for. It’s important that this area is kept clean and draws positive attention. If replacing a worn out front door isn’t in your budget, consider painting it and updating or polishing the fixtures. You may also want to update your porch lights and add planters around the door way to update and liven the area.
Good lighting is about safety, security and can highlight features at night. , potential homebuyers may drive by your property in the evening. At a minimum, make sure your porch light is both, functioning and is turned on when your home is on the market. Illuminating your walkways or prominent trees are also excellent, low-cost improvements. Today you can find many free standing, solar powered light fixtures that will illuminate your walkway or garden areas. These are a great investment.
Adding new plants and flowers to your front yard and porch area can add an appealing and colorful touch to your home. Ready-made planters from your local nursery or home improvement store can also be used to cover up areas where your foundation is exposed. You can also install window boxes with bright colorful flowers to add additional charm to your home’s exterior.
Get yourself an expert to help you prepare your house for sale! Call 757-466-1009 for an agent now!