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Meet Phyllis Willoughby, Realtor®

Portrait of Phyllis Willoughby
Meet Phyllis Willoughby, Realtor®

Thank you for visiting my site. I am privileged to have worked with many families both in my local market area and from around the world.  I am educated in real estate, specializing in diverse cultures and countries.  My experience has helped me satisfy the needs and goals of clients and customers around the world. 

I will provide a one-of-a-kind quality of personal service that you’ll want to recommend to all your friends and associates.

Credentials

  • CIPSCertified International Property Specialist (I was the first graduate in Hampton Roads to receive the CIPS designation, and the first African American Woman Nationally to receive it.)
  • CRB – Certified Residential Broker
  • CRS – Certified Residential Specialist
  • GRI – Graduate Realtor Institute
  • ABR – Accredited Buyer Representative
  • Associate Broker – William E Wood and Associates
  • NAR’s   “AT HOME WITH DIVERSITY: ONE AMERICA”
  • Approved REO Specialist

Background information

I first became a licensed Realtor in 1986 after attending Old Dominion University. I became a licensed Real Estate Broker in 1990. During my career I have sold and marketed hundreds of properties.

Because of my personal sales success and my communication skills, I am frequently requested to teach other Realtors how to effectively sell and market real estate Nationally and Internationally.       I am privileged to have addressed many Universities, High Schools and Non-profit Organizations regarding the buying and selling process.

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Exit Realty Central

Real estate is a personal service business. Don’t hire a company. Hire a person.       Expect knowledge and skill from the Realtor that you hire in the area of financing, contracts, negotiating and marketing. Select a Realtor with a track record of producing results. The right agent makes all the difference.

I specialize in International Real Estate, Cultural Diversity, Creative Financing, Property Management, VA and REO properties, Investments  Buyer Brokering, and I am a fierce negotiator.

Buying and selling a home should not be left to chance and it is not something that you let a “friend try”. Trust the buying or selling of your home only to a professional. Accept nothing less than excellence.

Whether you are looking to buy or sell a home, a homesite, or investment property, I promise results for you and communication along the way. Please let me know how I can assist you.

Call Phyllis to get started! 757-434-5812

The Poplar Hall Neighborhood In Norfolk

Title Graphic: Poplar Hall Houses For Sale
Poplar Hall Houses For Sale

Poplar Hall is a very nice neighborhood close to Interstate 64 and Interstate 264. (The Interchange) It’s bounded on the west by Broad Creek and the east by Military Hwy. It has access to Virginia Beach Blvd and is fenced in on the south by Interstate 264 and a branch of Broad Creek. Exits from the neighborhood are on Military Hwy and Virginia Beach Blvd. There is also a little known bridge across Interstate 264 to the south! Commuting is simple with such easy access to 2 interstates and Military Hwy.

A lot of homes here were built right before 1960. So this is definitely an established neighborhood. There are a number of newer homes down by the water. And as always, in Coastal Virginia, houses are being torn down to build new ones.

Illustration of House For Sale Sign, Grass, Sky, and a house.

See The Homes For Sale In This Neighborhood!

Meet Holly Elliot, REALTOR®

Portrait of Holly Elliot, Realtor®
Meet Holly Elliot, REALTOR®

I have been serving my Community in the Real Estate Industry since 2006. Born and raised in Virginia Beach, I am knowledgeable in all the Hampton Roads cities. In 2009 I was the direct assistant to my Broker, Kimberly Plourde, assisting her with listing foreclosure properties for Bank of America, Fannie Mae, Chase, Wells Fargo & more.

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EXIT Realty Central

I was in this role until July 2013 when I went on my own and began to work with Investors to buy & flip and buy & hold. These experiences have provided me with the tools & knowledge to continue my career in assisting 1st time home Buyers, move up Buyers, Investors, & Sellers with their real estate needs. I am passionate about real estate & can’t wait to get started helping you!

Call Holly To Get Started! 757-513-3195

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Meet Cynthia Garrett, REALTOR®

Portrait of Cynthia Garrett. Realtor®
Cynthia Garrett. Realtor®

Cynthia Garrett believes that the greatest gift she can give her clients is a smooth transaction that results from communication. Working in the field of special education for 30 years has prepared her to be a great listener and problem solver.  She worked in real estate while simultaneously teaching and has put her full effort into real estate since retirement. 

 Cynthia realizes that in a real estate transaction, teamwork is a must.  She is able to work with other agents, mortgage officers, lawyers, title companies, inspectors, contractors, and clients.

See Cynthia’s Website!

 Cynthia is able to  exhibit patience with clients and other professionals.

 Cynthia holds a bachelor of science degree from Virginia Commonwealth University, a master of science degree from Old Dominion University, a Certificate of Completion from Alpha School of Real Estate and is a Certified Military Residential Specialist.  Cynthia has been a licensed real estate agent for over 20 years, and is experienced in the process of buying and selling real estate from beginning to end.   As a native of Hampton Roads, her real estate business is tremendously enhanced by her knowledge of the area.

 When not busy with real estate, Cynthia enjoys being active in the community.  She volunteers with several nonprofit organizations and actively participates in church activities.  She has one adult child, Amber, who is an Opera Singer.  Cynthia enjoys traveling to see her perform across the country.  Even between real estate deals, Cynthia also enjoys viewing properties.

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Exit Realty Central

 Cynthia would like to thank you for giving her the opportunity to serve you.  The next step is to give her a call at (757)237-5326.  You may also email her at cynthia.garrett757@gmail.com. She is looking forward to hearing from you.

To get started, call Cynthia at 757-237-5326!

The Ghent Neighborhood 

Ghent is a fantastic area! There is always something happening here! On the South end,the Hague is a picturesque body of water with an arching land mass with high end homes lining the shore. The Hague also provides an unobstructed, beautiful view of the Chrysler Museum. Monticello Ave runs the length of the eastern side. The North end of the neighborhood has some interesting boundaries.  23rd street is listed on Google as the last street included in Ghent. There’s Jeff Robertson Park, Weyanoke Bird and Wildlife Sanctuary, Lambert’s Creek and the Mallory Country Club. Access to Interstate 264 is going to be straight down Brambleton Ave. Locals will know to turn right onto Waterside Drive which also heads right out to I264. Trying to head North to Interstate 64 or 564? Your best option is to head up Granby to one of the many entrances. Trying to get to Naval Station Norfolk? Head right on up Hampton Boulevard.

The Weyanoke Bird and Wildlife Sanctuary was established in 1979 when Audubon members noticed a Purple Gallinule on the land. This was such a super rare visitor to our area, the Norfolk and Southern Railroad gave the land to the Cape Henry Audubon Society. Many birds frequent the park because it’s neighbor, Lamberts Creek is a wonderful place for them to feed. Ghent is park-rich with Jeff Robertson Park, Westover Memorial Park, Graydon Park, Redgate Playground, Yellow Fever Park, Greenway Court Park, Medical Center Park, EVMS Greenspace,  Raleigh Avenue Playground, Riverside Park, Beechwood Park, Botetourt Gardens, Ghent Dog Park, Van Wyck Mews, and Olney Road Park. The residence of Ghent are serious about their parks!

All of the coolest, hippest businesses are in the area. There’s several Starbucks of course. If you like independent coffeehouses, Fairgrounds coffee is on Colley Ave. Shopping is eclectic. Enjoy large grocery stores, Harris Teeter, Farm Fresh and Fresh Market.  Colley avenue has the Naro Cinema. They play a mix of independent films and oldies. The Ghent neighborhood has plenty to offer in the way of restaurants! There’s Chipotles, YNot, No Frill Bar & Grill, Noodles and Company, Kelly’s Tavern, IHOP, The Skinny Dip, Luna Maya, Papa John’s, Subway, 7-Eleven, Chanellos. Don’t forget about The Taphouse, Red Dog Saloon, Colley Cantina, Peck and Pour, Norfolk Coffee and Tea Company and Doumars! Doumars is a local landmark that has been around since 1904 known for its barbecue and ice cream cones!

Ghent Row Houses
Ghent Row Houses

The schools for the area are W.H. Taylor Elementary SchoolBlair Middle School, and Maury High School. Old Dominion University is quite close by. That opens up a bunch more opportunities for food and nightlife. Ghent is a very popular neighborhood with alumni and professors!

I would love to show you more about this neighborhood! I can get you in to see any of the homes for sale here. I can call the listing agent and schedule a showing for you. And I can help you negotiate your price and terms! If you would like more information, please give us a call and let’s get started!

See the homes for sale in Ghent!
Or call 757-466-1009 for more information!

Meet Kisha Prisinzano, Realtor®

Kisha  Kelly Realtor
Kisha Prisinzano

I am a proud Hampton Roads native and have called Coastal VA my home for over 20 years.

I am a dedicated and motivated business woman with over 10 years of property management and real estate experience and enjoy working diligently with my clients.

I am a member and in good standing with the National Association of Realtors (NAR), Virginia Association of Realtors (VAR), Hampton Roads Realtors Association (HRRA), Real Estate Information Network (REIN), Multiple Listing Service (MLS), Professional Association of Businesses (PAOB) and have actively served with the Hampton Roads Apartment Council (HRAC).

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EXIT Realty Central

As Hampton Roads Realtor Associations Circle of Excellence award recipient, you can expect the highest level of service, integrity and commitment.

My business model is effectively built on communication and consideration of my clients needs, which enables a successful property transaction. My passion for building solid relationships with my clients helps me to navigate them through the complexities of today’s real estate market.

Call Kisha Prisinzano and get started! 757-943-9211

Spotlight On The Larchmont Neighborhood In Norfolk!

Water view from the Larchmont neighborhood with sidewalk, bulkhead stones, and piers.

Larchmont is a extra beautiful neighborhood which is very ODU-centric. The neighborhood starts on the North side of Old Dominion University and continues North between the Lafayette River and Hampton Blvd. The north end is capped by a body of water called Edgewater Haven which flows into the Lafayette River. Your fastest access to the interstate will be up Hampton Blvd to Terminal Blvd (turn right) which will take you to Interstate 564. About a city block away is Interstate 64 which leads North to Hampton or South to Chesapeake. If you are looking for a nice place to pull your boat up to, you are in luck! There are plenty of homes here on navigable water with a dock!

Bluestone Playground is on the South end. It’s a nice playground right next to Foreman Field. There’s plenty of room for running.

Slightly North of there is the imaginatively named Brick Field. It is a field surrounded by brick. There’s not much more there and it’s good for Frisbee throwing and similar activities. Further North is Virginia Park. It is wooded and has a bench and tended grass. Far to the North is Myrtle Park. Myrtle park has a nice small track to walk around. The track has a nice bridge over the South end of Edgewater Haven. So it has an excellent, relaxing beautiful view!

Panorama of Foreman Field at Old Dominion University showing grass, football field, stands and bleachers.
Foreman Field at ODU

You’re in luck for dining! D’Egg is a treat! They serve excellent breakfast dishes from morning time to early afternoon. Hair of the Dog Eatery is a very highly rated hotspot. ODU, of course, attracts a bunch of businesses that you will be quite close to. There is Subway, Miller’s Neighborhood Market, which sells gas too, Gray’s Pharmacy, Del Vecchios Pizza, No. 7 Chinese Fast Food, Taco Bell, Dunkin’, and CVS. There are so many good options for eating and imbibing in the area. It’s a foodie’s dream!

Be sure to check out Westside Produce and Provisions on Colley Ave. There are usually several food establishments on Colley that tend to change hands over time, so look to see what is there. And as usual, there are at least 3 or 4 7-Elevens nearby.

SEE HOUSES FOR SALE IN LARCHMONT!

Larchmont chart showing a decrease listing numbers.
Larchmont number of active listings for 10 years

Tidewater Gymnastics Academy is across Hampton Blvd and will provide your kids with various health-activity instruction. A little bit South of there is CrossFit 757 which is obviously a crossfit gym.

Schools serving this neighborhood are Larchmont Elementary School, Blair Middle School and Maury High School!

Streets in the Larchmont area, Norfolk
Aerial view of the Larchmont neighborhood showing houses, piers, water.
Aerial view of the Larchmont neighborhood

I would love to show you more about this neighborhood! I can get you in to see any of the homes for sale here. I can call the listing agent and schedule a showing for you. And I can help you negotiate your price and terms! If you would like more information, please call 757-466-1009 and talk with a REALTOR now!

Or call 757-466-1009 to talk with a REALTOR!

[srp_profile lat=”36.892883608475955″ lng=”-76.3079336379012″ address=”1398 Buckingham Ave, Norfolk, VA 23508″ city=”Norfolk” state=”VA” zip_code=”23508″]

Build Equity In Your Home Faster…

Build Home Equity Faster
eq•ui•ty
Function: noun
.
1 a : a right, claim, or interest existing or valid in
equity b : the money value of a property or of
an interest in a property in excess of claims
or liens against it c : a risk interest or ownership
right in property

Equity is the part of your property that you actually own. If you own property that’s worth $250,000, and you have a mortgage with a remaining loan balance of $100,000, your equity in the property is $150,000. Repeat home buyers usually rely to some extent on the equity in their current home to help buy their next home. The more equity you have, the larger the possible down payment for the trade- up home.

Home equity also equals security, especially at the beginning of a mortgage loan, so little of your payment goes to principal that equity builds slowly.

Naturally, building home equity comes at a price, usually in the form of larger payments. If building home equity means incurring debt to make ends meet, then you’ve defeated the purpose of building equity in the first place.

Home made of money with words Home Equity beside it

One way is to make additional principal payments. Additional principal payments make sense when you save more on your mortgage interest expense on an after-tax basis than you would earn on your investments on an after-tax basis.

If you are able to deduct your mortgage interest from your income taxes and your marginal federal income tax rate is 27 percent or higher, then your after-tax cost of mortgage debt is between 3 and 4 percent. For instance, if you earn 4 percent pretax on a five-year CD, and you’re in the 27-percent bracket for federal income taxes, the after-tax return is less than 3 percent.

Before you start making additional principal payments, use one of the many amortization calculators you can find on the internet to do the math – how much interest you would save if you made additional principal payments and how much it would shorten your loan and increase your home equity.

The other way to build home equity faster is to refinance. Recently, the reason most people have refinanced is to lock in a lower interest rate and/or lower their monthly payment. But you can also refinance to shorten the term of your mortgage, which builds equity.

If you had a $200,000 30-year ARM at 8.13 percent and replaced it with a 15-year fixed rate loan at 6.75 percent, your monthly payment would go from $1485.69 to $1769.82.

Most sellers use part of their equity to pay selling costs, such as brokerage commissions and transfer taxes. Also, if you are delinquent on your property taxes, or have other liens secured against the property, such as an IRS tax lien, these would have to be paid at closing.

Want to find out how much equity you have? Visit https://exitcentralhr.com/evaluation and see!

The Most Important Strategy For Selling Your Home…

House with words setting the right price

When it is time to sell your home, you want to price it to yield as much return as possible. Pricing strategy is one of the most important elements in selling your home.
A market analysis of your home will help you determine value. This involves analyzing the current competition–other like properties currently on the market. I’ll look at properties that have already sold, to determine what people have been willing to pay for similar properties. I will also analyze properties that haven’t sold, some of which are overpriced.

The goal is to price the property accurately for the marketplace. You don’t want to leave money on the table, but you don’t want to overprice your home either. If you overprice the property, you risk having your home sit on the market. Then you may have to drop the price below what you could have received if it had been priced correctly to begin with. Upon seeing a home that is fairly priced, most motivated buyers offer full or almost full price.

When you are ready to sell, I’ll be happy to stop by for a quick view of your home. Together we will price it to sell for top dollar, in the shortest amount of time, with the least amount of inconvenience to you! Please call us at 757-466-1009 and let’s get started!