All posts by bird757

3 Rules You Should Remember When Shopping For A Mortgage

Man and woman holding papers shopping for a mortgage in Coastal Virginia Mortgage Shopping in Coastal Virginia

If you’re in the market for a new home, you’re probably in the market for a new mortgage. Here are 3 critical shopping tips for anyone looking for a new loan.

  • Know the Terms
    All the terms of a loan matter. Unfortunately, shopping for a mortgage is not as simple as finding out how much a lender will let you borrow and at what interest rate. You’ll want to get a complete breakdown of what any offer your receive means to you on a monthly basis as well as how much money you’ll be spending over the life of the loan.
  • Not all Mortgages are the same
    There are several mortgage types available to residential home buyers. Most people will shop for a traditional fixed rate mortgage, but other options are available including adjustable rate loans (ARMs), Federal Housing Administration loans (FHAs), and Veteran’s Administration loans. You’ll want to be sure to understand what kind of loan a lender is offering you.
  • Fees, Fees, Fees
    Most loans have fees associated with them in additional to the principal amount borrowed to buy the home. You can sometimes borrow the money need to cover these fees, but that will obviously increase the overall amount of debt you undertake. Some fees are paid up front, and others are not due until closing.

If you’d like to chat with personally about how to shop for a mortgage and what other questions you can ask lenders to find the best deal, call us! We’ll get you started on the right path so we can start looking for your new home!

Illustration of House For Sale Sign, Grass, Sky, and a house.

EXIT REALTY CENTRAL
(757)466-1009

Meet Kisha Prisinzano, Realtor®

Kisha Kelly Realtor
Kisha Prisinzano

I am a proud Hampton Roads native and have called Coastal VA my home for over 20 years.

I am a dedicated and motivated business woman with over 10 years of property management and real estate experience and enjoy working diligently with my clients.

I am a member and in good standing with the National Association of Realtors (NAR), Virginia Association of Realtors (VAR), Hampton Roads Realtors Association (HRRA), Real Estate Information Network (REIN), Multiple Listing Service (MLS), Professional Association of Businesses (PAOB) and have actively served with the Hampton Roads Apartment Council (HRAC).

Exit Realty Central Logo
EXIT Realty Central

As Hampton Roads Realtor Associations Circle of Excellence award recipient, you can expect the highest level of service, integrity and commitment.

My business model is effectively built on communication and consideration of my clients needs, which enables a successful property transaction. My passion for building solid relationships with my clients helps me to navigate them through the complexities of today’s real estate market.

Call Kisha Prisinzano and get started! 757-943-9211

What Would You Do With One Million Dollars?

Boat, shore with houses, lighthouse, What Could You Do With One Million?
What Could You Do With One Million?

Listing and selling properties for our clientele is the core of our business at EXIT Realty with one special feature added; sponsoring! Our salespeople have a unique advantage to earn huge revenues from helping to build the company. Here’s how: If John sponsors Mary into EXIT Realty whereby she is recruited by management as a sales agent and she, for example, generates $100,000 in gross earnings annually, he receives an mount equivalent to 10% of this as a special bonus paid out by EXIT Realty Corp. International as her transactions close. This amounts to $10,000 for that year and would total $100,000 in 10 years. If John sponsors in nine others with the same sales production (again as an example), his bonuses would amount to $1,000,000 in that same time frame, and that’s on top of his own commissions! Could you do anything with this?

WHAT ARE THE CHANCES of you having $1,000,000 in the bank in 10 years based on what you’re presently doing?

Call 757-466-1009 and ask for Kimberly for a discreet appointment!

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Article by EXIT Realty Corp International

4020 Breakwater Drive, Portsmouth, Virginia 23703

Front of property located at 4020 Breakwater Drive, Portsmouth, Virginia 23703

Property Details For 4020 Breakwater Drive, Portsmouth, Virginia 23703

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, click HERE!

Beautiful home, this is a must come and see! This home has a first floor bedroom and full bathroom. Waterfront views from the eat-in kitchen and primary bathroom views from the jetted tub are a must come and see. You will love the home great location. Home even has a laundry chute!

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SOLD! 1604 Ekstine Drive, Portsmouth, Virginia 23701

SORRY! We Already SOLD This One!

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, click HERE!

Front of property located at 1604 Ekstine Drive, Portsmouth, Virginia 23701

Don’t miss out on this incredible opportunity to make this house your home. Great for rehab loan buyers or buy and-hold investors! With three bedrooms, plus a 300+ converted garage and one bathroom, this home is awaiting its new owner. Whether you’re interested in making it your home, flipping it for a profit or adding it to your rental portfolio, this property offers versatility. Enjoy its prime location near the new Rivers Casino, Bid-A-Wee Golf Course, and Portsmouth City Park. Plus, with easy access to major highways like I-264/64/664 and the Midtown & Downtown Tunnel, commuting is a breeze. Act quickly at this price; this opportunity won’t last long!

See other houses in Cavalier Manor!

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SOLD! 5602 Morningside Court, Virginia Beach, Virginia 23462

OOPS! This One Is Already SOLD!

Front of condo located a 5602 Morningside Court, Virginia Beach, Virginia 23462

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, click HERE!

Prime Location w no HOA Fees! This stunning townhome has been rehabbed from top to bottom! New Kitchen, with all new Stainless Steel appliances & Grantie counter tops. All new flooring , LVP and carpet and HVAC. Located in a cul-de-sac. Enjoy the convenience of public transportation, & access to interstates . This home is ideal w/ shopping & restaurants just around the corner

See other houses in Arrowhead!

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SOLD! 222 Columbus Avenue, Suffolk, VA 23434

Sorry! This One Is Already SOLD!

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, click HERE!

Front of property located at 222 Columbus Avenue, Suffolk, VA 23434

Attention investors and renovation enthusiasts! This 3-bedroom, 2-bath brick bungalow, sold as is, requires repairs but offers great potential. This spacious home awaits your creative touch. Don’t miss out on this opportunity!

See other houses in South Suffolk!

Or call 757-466-1009 for more information!

SOLD! 6400 Faraday Court, Norfolk, Virginia 23513

WHOOPS! This One Is Already SOLD!

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, click HERE!

Front of condo located at 6400 Faraday Court, Norfolk, Virginia 23513

Ranch style end-unit townhome freshly painted, updated Kitchen and bathroom! Huge fenced backyard. Convenient to interstates and more. Roof 2018 and HVAC 12/2019. Priced to sell fast!

See other houses in Wellington!

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SOLD! 1143 Orville Avenue, Chesapeake, Virginia 23324

SOLD! Sorry, This One Is GONE!

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, click HERE!

Front of property located at 1143 Orville Avenue, Chesapeake, Virginia 23324

4 Bedrooms 3 Full bath beautiful home in South Norfolk. The property also comes with a 1 bedroom 1 bath apartment above the detached garage that is in excellent condition. Some of the photos are virtually staged.

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SOLD! 1400 Granby Street Unit #304, Norfolk, Virginia 23510

Sorry! This One Is Already SOLD!

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, click HERE!

Outside of property located at 1400 Granby Street Unit #304, Norfolk, Virginia 23510

Presenting an expansive corner unit with a delightful open floor plan! Revel in the upgraded kitchen adorned with stainless steel appliances, and ample counter and cabinet space. The kitchen seamlessly connects to a charming dining area, featuring sliding doors that open to a balcony, perfect for unwinding with a cup of coffee. Sunlight bathes the spacious living area through large windows, extending to a versatile flex room, ideal for use as an office or a third bedroom. The primary bedroom boasts a roomy ensuite and a walk-in closet, while a second full bathroom complements the additional bedroom, which also includes its own walk-in closet. Building amenities encompass a picturesque courtyard, recently revamped common areas, reserved parking, and secure building access. Centrally positioned, this condo provides easy access to Ghent, downtown, and various other attractions. Embrace the epitome of comfortable & stylish living!

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Or call 757-466-1009 for more information!