The Ghent Neighborhood

Ghent: The HagueGhent is a fantastic area! There is always something happening here! On the South end,the Hague is a picturesque body of water with an arching land mass with high end homes lining the shore. The Hague also provides an unobstructed, beautiful view of the Chrysler Museum. Monticello Ave runs the length of the eastern side. The North end of the neighborhood has some interesting boundaries.  23rd street is listed on Google as the last street included in Ghent. There’s Jeff Robertson Park, Weyanoke Bird and Wildlife Sanctuary, Lambert’s Creek and the Mallory Country Club. Access to Interstate 264 is going to be straight down Brambleton Ave. Locals will know to turn right onto Waterside Drive which also heads right out to I264. Trying to head North to Interstate 64 or 564? Your best option is to head up Granby to one of the many entrances. Trying to get to Naval Station Norfolk? Head right on up Hampton Boulevard.

Button with Click here to see homes in this neighborhoodThe Weyanoke Bird and Wildlife Sanctuary was established in 1979 when Audubon members noticed a Purple Gallinule on the land. This was such a super rare visitor to our area, the Norfolk and Southern Railroad gave the land to the Cape Henry Audubon Society. Many birds frequent the park because it’s neighbor, Lamberts Creek is a wonderful place for them to feed. Ghent is park-rich with Jeff Robertson Park, Westover Memorial Park, Graydon Park, Redgate Playground, Yellow Fever Park, Greenway Court Park, Medical Center Park, EVMS Greenspace,  Raleigh Avenue Playground, Riverside Park, Beechwood Park, Botetourt Gardens, Ghent Dog Park, Van Wyck Mews, and Olney Road Park. The residence of Ghent are serious about their parks!

Front of Fairgrounds Coffee in GhentAll of the coolest, hippest businesses are in the area. There’s several Starbucks of course. If you like independent coffeehouses, Fairgrounds coffee is on Colley Ave. Shopping is eclectic. Enjoy large grocery stores, Harris Teeter, Farm Fresh and Fresh Market.  Colley avenue has the Naro Cinema. They play a mix of independent films and oldies. The Ghent neighborhood has plenty to offer in the way of restaurants! There’s Chipotles, YNot, No Frill Bar & Grill, Noodles and Company, Kelly’s Tavern, IHOP, The Skinny Dip, Luna Maya, Papa John’s, Subway, 7-Eleven, Chanellos. Don’t forget about The Taphouse, Red Dog Saloon, Colley Cantina, Peck and Pour, Norfolk Coffee and Tea Company and Doumars! Doumars is a local landmark that has been around since 1904 known for its barbecue and ice cream cones!

The schools for the area are W.H. Taylor Elementary SchoolBlair Middle School, and Maury High School. Old Dominion University is quite close by. That opens up a bunch more opportunities for food and nightlife. Ghent is a very popular neighborhood with alumni and professors!

Panorama of Ghent, Houses in Norfolk

I would love to show you more about this neighborhood! I can get you in to see any of the homes for sale here. I can call the listing agent and schedule a showing for you. And I can help you negotiate your price and terms! If you would like more information, please fill out the form on the right and let’s get started!

GhentMap01.jpg

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Spotlight on the Aragona Village Neighborhood

See the Houses for sale in the Aragona Village Neighborhood!

Parks

Aragona Park, Williams Farm Park and Lynbrook Landing Park are all on the west end. The south end backs up to Virginia Beach Blvd, for quick access to Interstate 264 via the N Witchduck Rd exit. There’s a Walmart just south of the Blvd. North of the Blvd and south of the neighborhood, you enjoy the food of Hardees, Sonic, Chick-fil-A and Arby’s. Don’t forget Pembroke mall nearby and Town Center!

Nearby Neighborhoods!

Sommerset Lake
Lynbrook Landing
Ridgely Manor
Pembroke
Pembroke Meadows
Pembroke Manor

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Build Equity In Your Home Faster…

Title with "Build Home Equity Faster"
Build Home Equity Faster
eq•ui•ty
Function: noun
.
1 a : a right, claim, or interest existing or valid in
equity b : the money value of a property or of
an interest in a property in excess of claims
or liens against it c : a risk interest or ownership
right in property

Equity is the part of your property that you actually own. If you own property that’s worth $250,000, and you have a mortgage with a remaining loan balance of $100,000, your equity in the property is $150,000. Repeat home buyers usually rely to some extent on the equity in their current home to help buy their next home. The more equity you have, the larger the possible down payment for the trade- up home.

Home equity also equals security, especially at the beginning of a mortgage loan, so little of your payment goes to principal that equity builds slowly.

Home made of money with words Home Equity beside it
Home Equity

Naturally, building home equity comes at a price, usually in the form of larger payments. If building home equity means incurring debt to make ends meet, then you’ve defeated the purpose of building equity in the first place.

One way is to make additional principal payments. Additional principal payments make sense when you save more on your mortgage interest expense on an after-tax basis than you would earn on your investments on an after-tax basis.

If you are able to deduct your mortgage interest from your income taxes and your marginal federal income tax rate is 27 percent or higher, then your after-tax cost of mortgage debt is between 3 and 4 percent. For instance, if you earn 4 percent pretax on a five-year CD, and you’re in the 27-percent bracket for federal income taxes, the after-tax return is less than 3 percent.

Before you start making additional principal payments, use one of the many amortization calculators you can find on the internet to do the math – how much interest you would save if you made additional principal payments and how much it would shorten your loan and increase your home equity.

The other way to build home equity faster is to refinance. Recently, the reason most people have refinanced is to lock in a lower interest rate and/or lower their monthly payment. But you can also refinance to shorten the term of your mortgage, which builds equity.

If you had a $200,000 30-year ARM at 8.13 percent and replaced it with a 15-year fixed rate loan at 6.75 percent, your monthly payment would go from $1485.69 to $1769.82.

Most sellers use part of their equity to pay selling costs, such as brokerage commissions and transfer taxes. Also, if you are delinquent on your property taxes, or have other liens secured against the property, such as an IRS tax lien, these would have to be paid at closing.

Want to find out how much equity you have? Visit https://ercteam.exitcentralhr.com/sell/ and see!

124 Osprey Way, Newport News, VA 23608

Property Details For 124 Osprey Way, Newport News, VA 23608

The owners are sad to leave but received orders to another area. This 3 bedroom 2.5 bath transitional home was recently renovated and ready for you. Beautiful granite counters with stainless appliance package as well as upgrades to the bathrooms. The home has a nice open layout making it great for entertaining with friends and family. Don’t wait, call and lets take a look at your next home.

For more information, please call 757-466-1009

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1812 Silveria Street, Virginia Beach, Virginia 23464

Property Details for 1812 Silveria Street, Virginia Beach, Virginia 23464

Hurry, you don’t want to miss this beautiful 5 bedroom home! The 5th bedroom is the finished room over the garage. Equipped with beautiful hardwood floors in the great room, dining room, foyer and front staircase. Large first floor office enclosed with french doors. The home is wired for surround sound for your entertainment. Easy access to major highway.

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124 Locust Avenue, Hampton, Virginia 23661

Property Details for 124 Locust Avenue, Hampton, Virginia 23661

No expense was spared in this gorgeous, renovated, spacious 4 bedroom home! Brand new kitchen with stainless appliance package. Absolutely stunning refinished hardwood floors throughout the home. New ceramic tile flooring in the kitchen & bathrooms. New light fixtures, paint, HVAC downstairs, new multi car driveway, and new bathrooms. Huge backyard with storage shed & not to far from the water. Don’t miss this one!!!

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4701 Templar Drive, Portsmouth, VA 23703

WATERFRONT!

Property Details for 4701 Templar Drive, Portsmouth, VA 23703

Spacious traditional home with sunroom, deck, and dock all ready for waterfront enjoyment in all seasons. Home is move-in ready with opportunity for personal updates over time. Insulated siding, 2-zone HVAC and natural gas heat supplement when temps dip below 40degrees are definite pluses for energy efficiency and comfort. Two attic spaces with attic fans and extra space in garage add to the storage possibilities. All landscaping is bird-friendly. Easy access to shopping and highways/interstate.

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6047 River Road Point, Norfolk, Virginia 23505

See The Details for 6047 River Road Point, Norfolk, Virginia 23505!

Life just off the Lafayette River awaits at this charming Cape Cod/Traditional 4 bedroom 2 bath home in the sought after Riverpoint community of Norfolk. It’s only 4 Minutes from DePaul Medical Center, 11 minutes from Naval Station Norfolk, and 15 minutes from Norfolk International. Make this your headquarters to LIVE, WORK AND PLAY. The mid-century home, is being sold as-is. Bring your contractor, camera and decorating ideas. Beautiful water views from the property.

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