Meet REALTOR® EuNice Smith!

Everyone is always looking for the right agent with the tools and knowledge of Real Estate. If you’re looking to sell your home, purchase, or have any questions regarding Real Estate, EuNice Smith can be your Solution.
She’s a Real Estate Professional. Whether you’re looking to buy, sell, 1031 exchange, or have any inquiries or questions, she’ll be readily available to tackle all your problems or assist in achieving your desires in Real Estate. 
Need some assurance? She is backed up by a seasoned Real Estate Group of EXIT Realty Central, an International Corporation located all across the U.S. 
Your goals, are her goals. If your goals are achieved, then everybody wins. 
EuNice is passionate about educating buyers and sellers on the real estate process and helping them find their dream homes. She also strives to help buyers gain financial freedom by investing in income properties. By taking advantage of the latest internet marketing tools, EuNice presents the properties she represents to the widest possible range of qualified buyers. She is often described as detailed oriented, honest, hard-working, innovative, and a pleasure to work with. 
EuNice was born and raised in Chesapeake and has never known a better City than this one, and the surrounding areas. She started working in Real Estate in 2018, and in 2019 as a Real Estate Agent for EXIT Realty Central.
Coming from a background in Computer Science, Banking and Finance, Construction, Mortgage Loan Industry., Loan Signing Agent, Notary Public, Property Preservation Home Inspections, and Property Valuation/assessments experience, she grew further to understand Real Estate as a Real Estate  Agent. She’s ready to  assist clients find their dream home and grow the EXIT franchise. Let EXIT Realty Central be your solution in Real Estate.
 EuNice also enjoys traveling, watching basketball, listening to music and live bands at the local restaurant’s and outdoor events. She also strives to be a good citizen by volunteering for various organizations.

Portrait of Realtor EuNice Smith
Meet REALTOR® EuNice Smith!

Call me at 757-439-2293 to get started!

Build Equity In Your Home Faster…

Build Home Equity Faster
eq•ui•ty
Function: noun
.
1 a : a right, claim, or interest existing or valid in
equity b : the money value of a property or of
an interest in a property in excess of claims
or liens against it c : a risk interest or ownership
right in property

Equity is the part of your property that you actually own. If you own property that’s worth $250,000, and you have a mortgage with a remaining loan balance of $100,000, your equity in the property is $150,000. Repeat home buyers usually rely to some extent on the equity in their current home to help buy their next home. The more equity you have, the larger the possible down payment for the trade- up home.

Home equity also equals security, especially at the beginning of a mortgage loan, so little of your payment goes to principal that equity builds slowly.

Naturally, building home equity comes at a price, usually in the form of larger payments. If building home equity means incurring debt to make ends meet, then you’ve defeated the purpose of building equity in the first place.

Home made of money with words Home Equity beside it

One way is to make additional principal payments. Additional principal payments make sense when you save more on your mortgage interest expense on an after-tax basis than you would earn on your investments on an after-tax basis.

If you are able to deduct your mortgage interest from your income taxes and your marginal federal income tax rate is 27 percent or higher, then your after-tax cost of mortgage debt is between 3 and 4 percent. For instance, if you earn 4 percent pretax on a five-year CD, and you’re in the 27-percent bracket for federal income taxes, the after-tax return is less than 3 percent.

Before you start making additional principal payments, use one of the many amortization calculators you can find on the internet to do the math – how much interest you would save if you made additional principal payments and how much it would shorten your loan and increase your home equity.

The other way to build home equity faster is to refinance. Recently, the reason most people have refinanced is to lock in a lower interest rate and/or lower their monthly payment. But you can also refinance to shorten the term of your mortgage, which builds equity.

If you had a $200,000 30-year ARM at 8.13 percent and replaced it with a 15-year fixed rate loan at 6.75 percent, your monthly payment would go from $1485.69 to $1769.82.

Most sellers use part of their equity to pay selling costs, such as brokerage commissions and transfer taxes. Also, if you are delinquent on your property taxes, or have other liens secured against the property, such as an IRS tax lien, these would have to be paid at closing.

Want to find out how much equity you have? Visit https://exitcentralhr.com/evaluation and see!

Unmatched Support for Your Real Estate Business – Find Out How EXIT Realty Takes You to the Top!

Operators, Exit Logo, You are not alone with EXIT Realty's Unmatched Support
Unmatched Support From EXIT Realty Central

At EXIT Realty, we pride ourselves on offering exceptional support to our associates and offices at every level, including region, franchise, associate, and administration.

Associates

For our associates, we understand that providing a range of tools and resources is not enough; we need to teach them how to use these tools to grow their business successfully. To that end, EXIT Realty has an extensive Resource Center that offers on-demand training modules. This center includes a comprehensive tracking system, “My Reports,” that allows associates to monitor their own production and that of the people they’ve sponsored.

Offices

Our offices also benefit from numerous tools and resources to assist with brokerage administration. Our Resource Center provides 24/7 access to training modules, and our proprietary production software, MEMO, includes webinar training with support representatives. Once administration training is complete, EXIT Realty offers unlimited ongoing support. Our Resource Center also contains many customizable documents, such as an Administration e-Manual, job descriptions, helpful forms, and more, to facilitate the effective and efficient running of a brokerage.

EXIT’S Support

EXIT Realty’s dedicated, professional support team is highly experienced and committed to helping our associates and offices take full advantage of the various programs and resources available at EXIT Realty. Our support representatives are available Monday to Friday for 10 hours a day and can be reached via phone, email, or live online chat. At EXIT Realty, we understand that providing unparalleled support is the foundation for our associates’ and offices’ success.

Looking for a brokerage that offers unparalleled support to its associates and offices? Look no further than EXIT Realty! Our comprehensive Resource Center, training modules, and dedicated support team are here to help you grow your business and succeed. Don’t settle for less when it comes to support – call Kimberly Plourde at 757-466-1009 to schedule a confidential meeting and learn more about how we can help you take your career to the next level!

Should You Get A New Home Or A Previously Owned Home?

Man and woman looking at a paper deciding new orpreviously owned home in coastal virginia New Or Previously Owned?

What kind of home are you looking to buy? New construction or previously owned? There are advantages to each approach.

Previously owned pros

  • You may not have the option to purchase or build a new construction home in your desired neighborhood. If location is a top priority, buying a resale home may be your only choice.
  • Established neighborhoods sometimes provide a stronger community base than newer developments.
  • Mature landscaping, including larger trees are typically not available with new construction homes.
  • Most home owners sell a property with all necessary appliances included, so you know the home is move-in, live-in ready.

New construction pros

  • Modern floor plans typically include popular room types and layouts that might not be available in older homes.
  • When you buy a new home, you often have the opportunity to choose the appliances you want and pick custom details like flooring options, window treatment, paint colors, etc. (Though these choices/upgrades usually come with additional cost.)
  • New homes are often constructed with energy-efficient materials and system including insulation, windows and heating/cooling systems.
  • Home builders often offer added protection to homebuyers by offering a home warranty.

If you would like additional information on which option might be your best choice or are ready to look at homes, please call us. We would be happy to help you!

EXIT REALTY CENTRAL

(757)466-1009

Meet Sara Vaughn, Realtor®!

Portrait of Sara Vaughn, Realtor®!

Sara Vaughn is a full time REALTOR who has been making her clients dreams a reality for over 12 years.  Sara Vaughn’s extensive knowledge and experience in helping Buyers, Sellers and Investors provide her with a unique view of the real estate market and trends that she is able to share with her clients to help them make the best decision for their needs and desires. A long time resident of Norfolk, Virginia, Sara Vaughn sells residential properties in Norfolk, Virginia Beach, Chesapeake, Portsmouth, Suffolk, Hampton and Newport News (Hampton Roads area). Sara Vaughn also has a great understanding of the unique Real Estate needs of the Military.  She previously Served the Military as a Civil Service Employee for over 15 years.  Her husband served 16 years in the Navy and currently works as a Government Contractor. Sara cares about her community by being an active member of the Roosevelt area Civic League.  Sara Vaughn is a warm and caring person who always has the best interest of others at heart, be it her family, her clients, or any person in need. As an agent who’s an expert in this local area, Sara Vaughn brings a wealth of knowledge and expertise about buying and selling real estate in the Hampton Roads. It’s not the same everywhere, so you need someone you can trust for up-to-date information. I am eager to serve you. Here are some of the things I can do for you: Find Your Next Home You need someone who knows this area inside and out! I can work with you to find the right home at the right price for you, including all the neighborhood amenities that matter – not to mention the essential criteria you have for your ideal home Exit Realty Central LogoSell a Home When it’s time to move, you need someone who will advertise your home, show to prospective buyers, negotiate the purchase contract, arrange financing, oversee the inspections, handle all necessary paperwork and supervise the closing. I can take care of everything you need, from start to close. Consult on Home Selling Tactics Often times buyers don’t visualize living in your home the way you do. I can make your home attractive to its ideal audience – which can help you get top dollar. Things like staging the home, making repairs or minor improvements, or even simply painting the walls can be the difference between a home resting on the market and one that’s sold fast. Sara Vaughn is here to help you throughout this wonderful Journey!

SEE MY WEBSITE!

Meet Jeanette Justice, REALTOR ●

Jeanette is a full time REALTOR who has been has been in the real estate industry for approximately four years. She has worked with and learned from some of the industry’s top agents and coaches to enhance her understanding of the market and all aspects of real estate.

            Jeanette was born and raised in Norfolk, Virginia.   As a lifelong resident of Hampton Roads, she provides a unique view of the local real estate market as well as market trends. She is able to share with her clients the information needed to help them make the best-informed decision for their needs and desires. 

            Jeanette has a strong desire to help first time home buyers obtain their first home. Having grown up in an impoverished community, she has witnessed numerous neighbors, friends and acquaintances live their entire lives feeling as though they are stuck renting to landlords who don’t care about the neighborhoods in which they own property.  Her desire is to give back to the community she loves by helping individuals obtain homes in which they didn’t feel they could obtain. 

            Jeanette earned a bachelor’s degree from Norfolk State University that provided the solid background on which her career has been built.  Her work ethic did not start in the real estate industry but followed her from her past career: she was awarded Vascular Technologist of the year during her time with Sentara Vascular Specialist in Hampton, Virginia.

            Jeanette is a member in good standing of the Local Association of REALTORS, State Association of REALTORS and the National Association of REALTORS.  Jeanette feels that being a REALTOR is about more than joining professional associations, she believes REALTORS should be involved in the communities where they work and live.  Jeanette has served in her local civic league in many capacities.

Exit Realty Central Logo
Exit Realty Central

            Jeanette’s hobbies include Scuba Diving, Swimming, and Gardening. Her Garden preparations are underway.

            Whether buying or selling, be it your first home, your last home, or building your investment portfolio, Jeanette has the knowledge and the experience to deliver the unsurpassed service you desire.

Eleven Ways To Make Your Home Energy Efficient And Pay Smaller Bills!

Energy Efficiency Tips

Lower Energy Bills!

According to one study, making no cost/low cost changes can boost your home’s value $18,000. Why not implement some of the following suggestions to make your home more energy efficient?

1. Lower the thermostat on your water heater. If your hot tap water is too hot to touch, lower the temperature a few degrees.

2. Check for air leaking around doors. A lot of the air you pay to heat or cool escapes through unsealed doors. Install or replace worn weather stripping. Replace broken or missing storm doors.

3. Close the air vents in rooms not in use. For example, close the vents and shut the door to an unused guest room.

Energy Efficiency Tips Header

4. Keep heat producers far from your thermostat in summer. Floor lamps and televisions can significantly raise the temperature in the area near a thermostat, turning on your air conditioner too often.

5. Clean your furnace and air conditioner filters. Replace existing dirty air conditioner or furnace filters. During heavy use periods, replacement is recommended every 30 days.

6. Operate large appliances during low-use periods in summer. Use your washer and dryer and other heat-producers early in the morning or late at night. Use the air-dry method on your dishwasher to save energy.

7. Request an energy audit. Contact your local utility company to request a free energy audit. Most electric and gas companies will check for proper insulation, find cracks in the eaves or roof that could leak energy, and make recommendations for improvements. Some electric companies offer low-cost financing for such improvements.

8. Replace existing insulation. A proper barrier keeps heat and cold from penetrating your home’s exterior and provides for even temperatures between rooms. The EPA recently reported that proper ceiling insulation may reduce electric bills 20%.

9. Replace existing appliances. If money is no object, replace old appliances with Energy Star appliances, specifically created to optimize energy consumption. If your budget limits you to replacing one appliance, buy a new refrigerator; a new model could knock off 25% of your electric bill.

10. Buy new light bulbs. Replace incandescent bulbs with fluorescent.

11. Contact the U.S. Department of Housing and Urban Development regarding EEM Mortgages. EEMs provide benefits to borrowers purchasing a home that is energy efficient, or can be made efficient with improvements.

We help people buy and sell real estate! Call 757-466-1009 and let’s get started!

SOLD! 313 Duke Street, Suffolk, Virginia 23434

OOPS! This One Is SOLD!

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, click HERE!

Front of property ocated at 313 Duke Street, Suffolk, Virginia 23434

Explore this 1940’s bungalow featuring 2 bedrooms, 1 bath, and a family room ripe for renovation. Sold as is, with no repairs made by sellers, this property offers an ideal opportunity to reimagine its charm. Schedule a viewing today and envision the possibilities for this timeless gem.

See other houses in Pleasant Hill!

Or call 757-466-1009 for more information!

SOLD! 823 Westcove Lane, Chesapeake, Virginia 23320

Whoops! We Have Already SOLD This House!

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, click HERE!

Front of property lcoated ar 823 Westcove Lane, Chesapeake, Virginia 23320

Welcome to your dream home! Newly renovated gem strategically located. Offering easy access to interstates, shopping, restaurants, and military bases. Step into luxury with beautifully tiled, upgraded baths. Primary bedroom with sitting area. A brand-new kitchen with granite countertops and all-new kitchen appliances. Stunning, tiled fireplace, new roof, new flooring, deck and fence. Don’t miss the chance to make it yours schedule today!

See other houses in the area!

Or call 757-466-1009 for more information!

SOLD! 2104 Willow Wood Drive, Norfolk, Virginia 23509

Sorry! We’ve Already SOLD This One!

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, click HERE!

Front of property located at 2104 Willow Wood Drive, Norfolk, Virginia 23509

Welcome!!! This charming four-bedroom, two bath Cape Cod sits on a large double lot in the established Kent Park neighborhood of Norfolk, Va and is ideal for you. Stop by and bring your imagination on how you can turn this house into a home. Enjoy the summer breeze in the large screened in back porch overlooking the enormous tree shaded backward. The roof is basically brand new (one year old) with a probable transferable warranty available. The home is being sold as-is.

See other houses in Kent Park!

Or call 757-466-1009 for more information!